Online Marketplace Lending

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What will the 2017 data breach landscape look like?...

2017 data breach landscape Experian Data Breach Resolution releases its fourth annual Data Breach Industry Forecast report with five key predictions What will the...

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Dispelling Myths about Automated Decisioning...

In order to compete for consumers and to enable lender growth, creating operational efficiencies such as automated decisioning is a must. Unfortunately, somewhere along...

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Experian is recognized as a leading fraud solution pro...

Experian is recognized as a leading security solution provider for fraud and identity solutions in order to protect customers and financial...

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Financial Services Regulations: A look back and a look...

It’s been a wild ride for the financial services industry over the past eight years. After the mortgage meltdown, the Great Recession and a...

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4 Things to Do Before Dialing Your Customers...

In this new Telephone Consumer Protection Act (TCPA) era, calling your customers isn’t a thing of the past. It’s still okay to reach out...

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The Top 3 Myths of Reporting Credit Data...

In this age of content and increasing financial education available to all, most entities are familiar with credit bureaus, including Experian. They are known...

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Understanding prescriptive solutions...

Prescriptive solutions: Get the Rx for your right course of action By now, everyone is familiar with the phrase “big data” and what it...

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Answers to the top MLA questions posed by lenders...

Tick-tock. Tick-tock. Lenders are just weeks away from the required Military Lending Act compliance date of Oct. 3, yet many are scrambling to find...

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How trade level fields help lenders deliver and person...

Consumers want to pay less. This is true in retail and in lending. No big surprise, right? So in order for lenders to capitalize...

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Stacking, the Invisible Threat in Online Lending...

The pendulum has swung again. The great recession brought a glacial freeze to access to capital. The thaw brought rapid, frictionless underwriting with an...

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Congress focuses on Fintech and Marketplace Lending pr...

Congress recently took several actions signaling a growing interest in regulatory issues surrounding the Fintech sector. This growing attention follows a number of recent...

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Top moments to assess a customer’s “ability to pay”...

 All customers are not created equally – at least when it comes to one’s ability to pay. Incomes differ, financial circumstances vary and economic...

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Why financial health matters...

His car, more than 10 years old and not worth salvaging, was in the shop again. Time to invest in something new – or...

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What is trended data?...

Trend: a general direction in which something is developing or changing. As a lender, it’s important to understand a consumer’s credit behavior and whether...

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Data accuracy should start with proactive solutions...

What you give, you get. At least that is what popular philosophers claim. And if you think about it, this statement is also applicable...

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