Online Marketplace Lending

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Answers to the top MLA questions posed by lenders...

Tick-tock. Tick-tock. Lenders are just weeks away from the required Military Lending Act compliance date of Oct. 3, yet many are scrambling to find...

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How trade level fields help lenders deliver and person...

Consumers want to pay less. This is true in retail and in lending. No big surprise, right? So in order for lenders to capitalize...

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Stacking, the Invisible Threat in Online Lending...

The pendulum has swung again. The great recession brought a glacial freeze to access to capital. The thaw brought rapid, frictionless underwriting with an...

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Congress focuses on Fintech and Marketplace Lending pr...

Congress recently took several actions signaling a growing interest in regulatory issues surrounding the Fintech sector. This growing attention follows a number of recent...

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Top moments to assess a customer’s “ability to pay”...

 All customers are not created equally – at least when it comes to one’s ability to pay. Incomes differ, financial circumstances vary and economic...

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Why financial health matters...

His car, more than 10 years old and not worth salvaging, was in the shop again. Time to invest in something new – or...

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What is trended data?...

Trend: a general direction in which something is developing or changing. As a lender, it’s important to understand a consumer’s credit behavior and whether...

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Data accuracy should start with proactive solutions...

What you give, you get. At least that is what popular philosophers claim. And if you think about it, this statement is also applicable...

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Fintech at the White House...

Experian consultant offers his recap from attending a half-day event hosted at The White House called the “FinTech Summit” largely focused on how government...

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First-party fraud — sifting through the noise to find ...

Part four in our series on Insights from Vision 2016 fraud and identity track It was a true honor to present alongside Experian fraud...

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Day 2, Vision 2016: A Forecast on the Economy and Indu...

James W. Paulsen, Chief Investment Strategist for Wells Capital Management, kicked off the second day of Experian’s Vision 2016, sharing his perspective on the...

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Day 1, Vision 2016: Top 10 Takeaways...

It’s impossible to capture all of the insights and learnings of 36 breakout sessions and several keynote addresses in one post, but let’s summarize...

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Veterans Share Financial Learnings and Perils of Milit...

Four Experian employees reflect on financial lessons and challenges learned during their time served in the military. Pedro Martinez, based at Camp Lejeune in...

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Alternatives to Support and Grow America’s Credi...

Television had its Twilight Zone, the Emmy-winning anthology series featuring tales rich in fantasy, morality and irony. Today’s economy has its own Twilight Zone....

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How do you rank in servicing military credit consumers...

With Military Appreciation Month celebrated in May, what better time for financial institutions to refresh their best practices in protecting and serving military credit...

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