Online Marketplace Lending

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Q&A with industry expert on digital credit market...

As lenders seek to enhance their credit marketing strategies this year, they are increasingly questioning how to split their budgets between digital, direct mail and...

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What’s the difference between prescreen and prequalifi...

Prescreen, prequalification and preapproval. The terms sound similar, but lenders beware. These credit solutions are quite different and regulations vary depending on which product...

Read More What’s the difference between prescreen and prequalification in the world of credit?
Auto loan delinquencies extending beyond subprime cons...

There has been a lot of discussion around the auto loan market regarding delinquency rates in the past year. It is a topic Experian...

Read More Auto loan delinquencies extending beyond subprime consumers
Anticipating and growing personal loans in 2017...

Personal loans have been booming for the past couple of years with double-digit growth year-over-year. But the party can’t last forever, right? In a recent...

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3 ways to enhance your credit marketing efforts...

When you think of criteria for prescreen credit marketing, what comes to mind? Most people will immediately discuss the risk criteria used to ensure...

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Taking your credit marketing strategy from direct mail...

As we enter 2017, it’s no surprise people are buying and selling online and using their mobile devices more than ever. At the close...

Read More Taking your credit marketing strategy from direct mail to digital
4 tips for acquiring personal loan customers by mail...

The holidays are behind us, the presents are unwrapped, resolutions have been made and may already be broken. For many, it’s the most depressing...

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Cherish Member Trust – Use Digital Technology like a B...

Using digital technology like a big bank How was your holiday? Are the chargebacks rolling in yet? It’s no secret – digital technology like...

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Top 5 financial services trends and twists to watch in...

Experian shares five trends and twists coming over the next 12 months, that could push new boundaries and in many cases improve the customer...

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Federal policymakers set sights on FinTech and Marketp...

As 2016 comes to a close, many in the financial services industry are trying to assess the impact the Trump administration and Republican controlled Congress...

Read More Federal policymakers set sights on FinTech and Marketplace Lending
A digital world demands digital credit offers...

You know what I love getting in the mail? Holiday cards, magazines, the occasional picturesque catalog. What I don’t open? Credit card offers, invitations...

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Technology-Sharing Is Critical in Preventing Fraud...

Technology sharing can unlock a more effective strategy in fighting fraud. Experian’s multi-layered and risk-based approach to fraud management is discussed as many businesses...

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Tis’ the season for hefty consumer credit card s...

Let’s play word association. When I say holiday season, what’s the first thing that comes to mind? Childhood memories. Connecting with family. A special...

Read More Tis’ the season for hefty consumer credit card spending
How consumer credit scores fared across the country in...

Which part of the country has bragging rights when it comes to sporting the best consumer credit scores? Drum roll please … Honors go...

Read More How consumer credit scores fared across the country in 2016
What will the 2017 data breach landscape look like?...

2017 data breach landscape Experian Data Breach Resolution releases its fourth annual Data Breach Industry Forecast report with five key predictions What will the...

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