Online Marketplace Lending

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CECL Q&A with Gavin Harding and Jose Tagunicar...

Financial institutions preparing for the launch of the Financial Accounting Standard Board’s (FASB) new current expected credit loss model, or CECL, may have concerns...

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Q1 2019 Consumer Credit Trends...

Consumer credit trends are continuously changing, making it imperative to keep up with the latest developments in originations, delinquencies on mortgages, credit cards and...

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Right Place, Wrong Time: Are You Leaving Customers Wai...

You’ve Got Mail! Probably a lot of it. Birthday cards from Mom, a graduation announcement from your third cousin’s kid whose name you can’t...

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Leveraging Alternative Data to Improve Financial Acces...

Millions of consumers lack credit history and/or have difficulty obtaining credit from mainstream financial institutions. To ease access to credit for “invisible” and below...

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To win with machine learning, it isn’t what you do; it...

If you’re a credit risk manager or a data scientist responsible for modeling consumer credit risk at a lender, a fintech, a telecommunications company...

Read More To win with machine learning, it isn’t what you do; it’s how you do it
LendIt Fintech USA 2019 Showcases Experian’s Innovativ...

Earlier this month, Experian joined the nation’s largest community of online lenders at LendIt Fintech USA 2019 in San Francisco, CA to show over...

Read More LendIt Fintech USA 2019 Showcases Experian’s Innovative Tools that are Changing the Way Consumers Get Access to Credit
Experian’s Ascend Analytical Sandbox™ Named Best...

At Experian, we know that fintechs don’t just need big data – they need the best data, and they need that data as quickly...

Read More Experian’s Ascend Analytical Sandbox™ Named Best Overall Analytics Platform in Fintech Competition
4 Ways Fintech Has Changed the Lending Process and How...

The lending market has seen a significant shift from traditional financial institutions to fintech companies providing alternative business lending. Fintech companies are changing the...

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How Experian is Helping Fintechs Tighten Their Fraud R...

Although half of businesses globally report an increase in fraud management over the past 12 months, many still experience fraud losses and attacks. To...

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Experian: Powering Innovative Fintech Solutions...

2018 was a whirlwind of a year – though it was not surprising when Google’s 2018 “most-searched” list showed Fornite GIFs ruled the internet,...

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Alt Data Use by Fintechs: Q&A with Gavin Harding ...

Picking up where we left off, online fintech lenders face the same challenges as other financial institutions; however, they continue to push the speed...

Read More Alt Data Use by Fintechs: Q&A with Gavin Harding (Part 2)
Alt Data Use by Fintechs: Q&A with Gavin Harding ...

Fintechs seem to be the new Joneses. Everyone’s trying to keep up. I sat down with Gavin Harding, Senior Business Consultant with Experian Advisory...

Read More Alt Data Use by Fintechs: Q&A with Gavin Harding (Part 1)
Fintechs: Thinking of Partnering with Other FIs?...

There’s no shortage of buzz around fintechs shifting from marketplace challengers to industry collaborators. Regardless of fintech’s general reputation as market disruptors, a case...

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The Evolution of FinTech: Marketplace Challenger to In...

Fintechs take on banks, technology, and finance as we know It. In the credit space, their reputation as a market disruptor precedes their definition. But...

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Getting Beyond the Binary to Solve the Business Proble...

If your company is like many financial institutions, it’s likely the discussion around big data and financial analytics has been an ongoing conversation. For...

Read More Getting Beyond the Binary to Solve the Business Problem of Big Data