All posts by Tricia Reynolds

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States with the highest and lowest amount of retail de...

The average number of retail trades per consumer has been trending down since 2007. But the average consumer retail debt is trending up, roughly...

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Credit card balances continue steady growth...

Credit card balances grew to $786.6 billion at the end of 2017, a 6.7% increase to the previous year and the largest outstanding balance...

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2018 global data management benchmark report...

 Organizations that can mobilize their data assets to power critical business initiatives will see a distinct advantage in the coming years. In fact, most...

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Top activities on devices...

It’s clear the digital marketplace is here to stay. Online activities among consumers reflect the increased adoption of digital commerce. In fact, recent findings...

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State of Credit 2017...

Our 8th annual State of Credit report shows that consumer credit scores and signs of economic recovery continue on an upward trend, coming close...

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Fraud and identity insights for 2018...

Global Fraud and Identity Report 2018 Customer recognition. Convenience. Trust. Fraud risk. We obtained input from more than 5,500 consumers and 500 businesses worldwide...

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Updating your decisioning or scoring system?...

Once a scorecard has been redeveloped, it is important to measure the impact of changes within the strategy by replacing the old model with...

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Rightsizing fraud strategies...

The multitude of modern fraud strategies available today necessitates applying an appropriate level of confidence to increase the likelihood of catching fraudsters without disrupting...

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Data Breach Industry Forecast 2018...

Cybersecurity has become one of the most significant issues impacting international security and political and economic stability. Our new report, Data Breach Industry Forecast...

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The latest automotive loan trends...

Auto originations continue to increase — particularly within prime categories. According to Experian’s latest State of the Automotive Finance Market report: Prime consumers grabbed...

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3 ways to modernize identity proofing...

Traditional verification and validation parameters alone are not enough to stop identity fraud. Fortunately, there are many emerging trends and best practices for modern...

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Debt collection and the customer experience...

For most businesses, the customer experience is at the heart of every strategy. Debt collection shouldn’t be different. Here’s why: 21% of visits to...

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3 ways criminals establish synthetic identities...

Sophisticated criminals work hard to create convincing, verifiable personas they can use to commit fraud. Here are the 3 main ways fraudsters manufacture synthetic...

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Can social media predict credit behavior?...

With 81% of Americans having a social media profile, you may wonder if social media insights can be used to assess credit risk. When...

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Online fraud detection and prevention...

Juniper Research recently recognized Experian as a Fraud Detection and Prevention Market Leader in its Online Payment Fraud Whitepaper. Juniper also shared important market...

Read More Online fraud detection and prevention