All posts by Tricia Reynolds

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Using data to overcome challenges...

Data can be a powerful tool. But the key to data isn’t just accessing it. It’s interpreting it — and using it to make...

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Not all Synthetic ID fraud is the same...

Although it’s hard to imagine, some synthetic identities are being used for purposes other than fraud. Here are 3 types of common synthetic identities...

Read More Not all Synthetic ID fraud is the same
Making the case for identity verification technology...

The business case for identity verification and risk assessment tools is most compelling when it includes a broad range of both direct and indirect...

Read More Making the case for identity verification technology
Insights from the start of 2018...

The economy remains steady, maintaining a positive outlook even though the GDP growth slowed in the first quarter. Real estate is holding ground even...

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Top trends shaping identity verification in 2018...

Identity verification trends With the lack of face-to-face interaction online, the ability to recognize legitimate customers is more important than ever. Here are 3...

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Is that consumer a good or bad credit risk?...

According to our recent research for the State of Alternative Credit Data, more lenders are using alternative credit data to determine if a consumer...

Read More Is that consumer a good or bad credit risk?
Perfect fraud prevention vs. happy customers...

There is a delicate balance in delivering a digital experience that instills confidence while providing easy and convenient account access. When it comes to...

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FinCEN CDD Final Rule facts...

On May 11, 2018, financial institutions will be required to perform Customer Due Diligence routines for their legal entity customers, such as a corporation...

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How to get more from your collections efforts...

Optimizing your collections With a maximized approach to collections, you can see an uplift in performance of 5% to 30% in Key Performance Indicators...

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Recognizing customers is more than good service...

Identify your customers to spot fraud. It’s a simple concept, but it’s not so simple to do. In our 2018 Global Fraud and Identity...

Read More Recognizing customers is more than good service
When it comes to cybersecurity, don’t forget the basic...

From malware and phishing to expansive distributed denial-of-service attacks, the sophistication, scale and impact of cyberattacks have evolved significantly in recent years. Mitigate risk...

Read More When it comes to cybersecurity, don’t forget the basics
Stopping synthetic ID fraud: at the door and thereafte...

While it’s important to recognize synthetic identities when they knock on your door, it’s just as important to conduct regular portfolio checkups. Every circumstance...

Read More Stopping synthetic ID fraud: at the door and thereafter
Trending behavior...

Trended attributes and consumer lending Digging deeper into consumer credit data can help provide new insights into trending behavior, providing more than just point-in-time...

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States with the highest and lowest amount of retail de...

The average number of retail trades per consumer has been trending down since 2007. But the average consumer retail debt is trending up, roughly...

Read More States with the highest and lowest amount of retail debt
Credit card balances continue steady growth...

Credit card balances grew to $786.6 billion at the end of 2017, a 6.7% increase to the previous year and the largest outstanding balance...

Read More Credit card balances continue steady growth