All posts by Tricia Reynolds
Data migration checklist...
Did you know that 80% of all data migrations fail? Like any large project, data migration relies heavily on many variables. Successful data migration...
Consumer Credit Default Indices...
The economic expansion just passed the eight-year mark, and consumer credit defaults across mortgages, bankcards and auto loans are at pre–financial crisis levels. More...
The need for more inclusive data sources...
CFPB and credit invisibles A recent study by the Consumer Financial Protection Bureau (CFPB) found that American consumers establish credit differently depending on their...
Financial health trends in America...
1 in 10 Americans are living paycheck to paycheck Financial health means more than just having a great credit score or money in a...
The making of synthetic identities...
A combination of mass identity data compromise and the increasing abilities of organized fraud rings has created a synthetic identity epidemic that is impacting...
Gen Z and credit...
There’s a new crew coming of age. Enter Generation Z. Gen Z — those born between the mid-1990s and the early 2000s — makes...
Credit union loan performance...
The State of Credit Unions 2017 In the financial services universe, there is no shortage of players battling for consumer attention and share of...
4 steps to prevent synthetic identity fraud...
Mitigating synthetic identities Synthetic identity fraud is an epidemic that does more than negatively affect portfolio performance. It can hurt your reputation as a...
Credit is king for vacationers...
Summer spending A study by Experian and Edelman Berland noted that travelers relied heavily on credit for vacation purchases last year — with many...
Credit cards, credit lines, credit scores...
Analyzing credit scores and card balances According to a study by VantageScore® Solutions LLC, consumers with credit scores between 601 and 650 carry the...
Are your customers making it easier for identity thiev...
Identity theft is frustrating. Not just for people, but for businesses too. According to our recent survey, many Americans are unknowingly engaging in risky...
Fraud in the United Kingdom...
Experian’s ID Fraud Tracker, a quarterly analysis of fraud rates across consumer financial products, found that British families who are struggling financially — about...
Making smarter credit decisions...
Credit reports provide a wealth of information. But did you know credit attributes are the key to extracting critical intelligence from each credit report?...
Originations grow as delinquencies decline...
Although the average mortgage rate was more than 4% at the end of the first quarter*, Q1 mortgage originations were nearly $450 billion —...
5 e-commerce fraud trends, according to Aite Group...
During our recent webinar, Detect and Prevent: The current state of e-commerce fraud, Julie Conroy, Aite Group research director, shared 5 key trends relating...