All posts by Stacie Baker

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Eastern states continue to pay late...

While access to small-business credit is improving and credit balances are increasing, key differences still remain across the United...

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Does your risk model stand up against the test of time...

Using a risk model based on older data can result in reduced predictive...

Read More Does your risk model stand up against the test of time?
Auto lending continues growth trend...

Findings from the most recent Experian State of the Automotive Finance Market report show outstanding automotive loan balances increased 11 percent from Q4 2012,...

Read More Auto lending continues growth trend
Mortgage originations increase year over year...

The housing market continues to recover, with mortgage originations increasing 12 percent year over year, moving from $508 billion to $570...

Read More Mortgage originations increase year over year
Credit index improves for fourth consecutive quarter...

Small-business credit conditions wrapped up the year by showing continued improvement for the fourth consecutive quarter....

Read More Credit index improves for fourth consecutive quarter
Auto delinquency rates still low but moving upward...

Delinquency rates for auto loans moved up slightly in the last quarter of 2013, with the 30 to 59 days past due (DPD), 60...

Read More Auto delinquency rates still low but moving upward
Holiday email trends...

The volume of emails sent by marketers rose nearly 13 percent during the 2013 holiday season compared to...

Read More Holiday email trends