Kelly Kent

Kelly Kent is presently the VP Product Management for Decision Analytics’s Decisioning product group, responsible for the management of software and analytics products including PowerCurve® and Premier Attributes. Since joining Experian in 2007, Kelly has held roles in both the Credit Services and Decision Analytics organizations. Initially, he developed new products and led strategic planning for the Consumer Information Services business line. Since then, he has worked within Decision Analytics’s North American and Global product organizations, responsible for managing the Business Intelligence product suite and global strategic planning, respectively. Prior to joining Experian, Kelly held positions in business development and consulting for several Canadian-based companies. He earned an Honours Bachelor of Commerce from McMaster University in Hamilton, Canada, and a Master of Business Administration from the UCLA Anderson School of Management.

All posts by Kelly Kent

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Credit Risk and the Prime Consumer...

A recent January 29, 2010 article in the Wall Street Journal * discussing the repurchasing of loans by banks from Freddie Mae and Fannie...

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Business Intelligence for Collections...

As the economic environment changes on what feels like a daily basis, the importance of having information about consumer credit trends and the future...

Read More Business Intelligence for Collections
Risk reward – The challenge of market entry timing, Pa...

In a continuation of my previous entry, I’d like to take the concept of the first-mover and specifically discuss the relevance of this to...

Read More Risk reward – The challenge of market entry timing, Part 2
Risk reward – The challenge of market entry timing, Pa...

I’ve recently been hearing a lot about how bankcard lenders are reacting to changes in legislation, and recent statistics clearly show that lenders have...

Read More Risk reward – The challenge of market entry timing, Part 1
Loan modifications – another use for credit attributes...

A recent article in the Boston Globe talked about the lack of incentive for banks to perform wide-scale real estate loan modifications due to...

Read More Loan modifications – another use for credit attributes
Unused credit capacity – a shift opportunity to ...

In a recent presentation conducted by The Tower Group, “2010 Top 10 Business Drivers, Strategic Responses, and IT Initiatives in Bank Cards,” the conversation...

Read More Unused credit capacity – a shift opportunity to vulnerability
Does mortgage strategic default really exist? Part 3...

In my previous two blogs, I introduced the definition of strategic default and compared and contrasted the population to other types of consumers with...

Read More Does mortgage strategic default really exist? Part 3
Shrinking consumer credit – are all consumers created ...

A recent New York Times (1) article outlined the latest release of credit borrowing by the Federal Reserve, indicating that American’s borrowed less for the ninth-straight month...

Read More Shrinking consumer credit – are all consumers created equal?
Does mortgage strategic default really exist? Part 2...

In my last blog, I discussed the presence of strategic defaulters and outlined the definitions used to identify these consumers, as well as other...

Read More Does mortgage strategic default really exist? Part 2
Regional difference can make the difference...

For the past couple years, the deterioration of the real estate market and the economy as a whole has been widely reported as a...

Read More Regional difference can make the difference
Vintage Analysis Recent Findings | The Risk within the...

Recent findings on vintage analysis Source: Experian-Oliver Wyman Market Intelligence Reports Analyzing recent vintage analysis provides insights gleaned from cursory review Analyzing recent trends...

Read More Vintage Analysis Recent Findings | The Risk within the Risk
Lost lead analysis...

When reviewing offers for prospective clients, lenders often deal with a significant amount of missing information in assessing the outcomes of lending decisions, such...

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Market intelligence solutions more important than ever...

In a recent article, www.CNNMoney.com reported that Federal Reserve Chairman, Ben Bernanke, said that the pace of recovery in 2010 would be moderate and...

Read More Market intelligence solutions more important than ever
Vintage Analysis Opportunities | The Risk within the R...

Analysis opportunity for vintage analysis Vintage analysis, specifically vintage pools, present numerous useful opportunities for any firm seeking to further understand the risks within specific portfolios....

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Vintage Analysis 101 | The Risk within the Risk...

Vintage analysis 101 The title of this edition, ‘The risk within the risk’ is a testament to the amount of information that can be...

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