John Taylor

Through his 20 years in the financial services industry, Taylor has learned how to put all of the variables together for his clients to improve business performance. He does this by not just designing strategies, but also by leveraging his operational knowledge to really understand clients’ needs and to help them solve their challenges through the delivery of solutions that increase revenue and improve risk and customer experience. Prior to joining Experian, Taylor held various senior leader positions at Bank of America, Wachovia/Wells Fargo and TIAA-CREF. In those roles, he led quantitative analytic functions for various secured and unsecured lending retail banking products, product and marketing analytics, and consumer and commercial risk management strategy and loss modeling. Taylor led A-IRB pilot exam for corporate risk rating methodology and is lead inventor of the fee analytic decision system with Wachovia.

All posts by John Taylor

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Are your checking accounts ready for the journey “Back...

When checking access accounts were first introduced, it wasn’t uncommon for banks to provide new customers “basic” transaction services in starter checking accounts. These...

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What is in store for Demand Deposit Accounts (DDA) in ...

Attract and retain high-value demand deposit accounts The excitement of the new year has ended, and now the big question remains: What will 2016...

Read More What is in store for Demand Deposit Accounts (DDA) in 2016?
Overdraft management that just makes sense for everyon...

Deposit accounts for everyone Over the last several years, the Consumer Financial Protection Bureau (CFPB) has, not so quietly, been actively pushing for changes...

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2015 Mobile and Retail Banking Survey...

There are two sides to every coin and in banking the question is often to you want to chase the depositor of that coin,...

Read More 2015 Mobile and Retail Banking Survey
Banking in the 21st Century...

Opening a new consumer checking account in the 21st century should be simple and easy to understand as a customer right?  Unfortunately, not all...

Read More Banking in the 21st Century
Improve customer loyalty by blending art and science...

Research shows that investing in superior customer management easily can exceed returns of 20 percent in the first year of implementation. A return that...

Read More Improve customer loyalty by blending art and science