All posts by admin

Loading...
Study ranks cities with the highest credit scores...

In Experian’s recent State of Credit study which analyzes credit scores in more than 100 cities, Minneapolis took the number one spot, with an...

Read More Study ranks cities with the highest credit scores
Bankcard balances increase for prime credit score tier...

The average bankcard balance per consumer in Q2 2012 was $4,170, which is 4 percent higher when compared to the same quarter of the...

Read More Bankcard balances increase for prime credit score tiers
One in four auto loans are now nonprime or subprime...

Loans to customers in the nonprime, subprime and deep-subprime credit risk tiers accounted for more than one in four new vehicle loans in Q2...

Read More One in four auto loans are now nonprime or subprime
Credit scores for new mortgage originations shift high...

Mortgage delinquencies continued to reach multi-year lows with the delinquency rate for those 60 plus days past due falling to 4.68 percent in Q2...

Read More Credit scores for new mortgage originations shift higher
Credit union grows its mortgage loan portfolio through...

With mortgage interest rates at historic lows, the risk of attrition and its impact on ongoing revenue has become a paramount concern for credit...

Read More Credit union grows its mortgage loan portfolio through automated daily triggers program
How does a foreclosure affect a credit score versus a ...

When it comes to short sales, a status of “account paid in full for less than full balance” or “settled” will still have a...

Read More How does a foreclosure affect a credit score versus a short sale?
Auto loan volumes rise as delinquencies continue to de...

Total balances of automotive loan portfolios rose for all types of lending organizations in Q2 2012, reaching $682 billion, compared with $646 billion in...

Read More Auto loan volumes rise as delinquencies continue to decline
Economy shows signs of stalling, while small-business ...

The Experian/Moody’s Analytics Small Business Credit Index edged up 0.9 points in Q2 2012, to 104.1 from 103.2. High-level findings from the Q2 report...

Read More Economy shows signs of stalling, while small-business credit improves
A percentage of subprime borrowers are actually prime ...

Some borrowers who are deemed subprime by traditional credit scoring criteria are actually quite creditworthy and are identified as prime or near-prime consumers when...

Read More A percentage of subprime borrowers are actually prime or near-prime
Study highlights consumer perspectives on data breach ...

Consumers want to hear about data breaches – Eighty five percent of respondents in a recent study say learning about the loss of their...

Read More Study highlights consumer perspectives on data breach notification letters
Florida tops list with highest rate of identity theft ...

2011 was the 12th consecutive year that identity theft topped the list of FTC consumer complaints. Florida had the highest rate of complaints, followed...

Read More Florida tops list with highest rate of identity theft complaints
The FDIC’s definition for assessing subprime is ...

The FDIC has proposed a new rule that will change the way large lenders define and calculate risk for their FDIC Deposit Insurance Assessment....

Read More The FDIC’s definition for assessing subprime is changing
White Papers...

Please select from the below list of recent Experian white papers to gain more insight into topics relevant to your business needs and goals....

Read More White Papers
How to drill deeper into your portfolio...

The pressures for both credit unions and banks, to generate returns to drive greater earnings are ever present. According to recent data released by...

Read More How to drill deeper into your portfolio
Impact of Basel III on capital requirements...

The cumulative effect of Basel III is expected to have a substantial impact on capital requirements. The total minimum regulatory capital will increase from...

Read More Impact of Basel III on capital requirements