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Many unscoreables are actually considered prime or near-prime

According to research from VantageScore® LLC, 30 to 35 million people are not scored by the most popular credit-scoring models. When measured by more modern scoring methodologies — methods that leverage the data that exists in a person’s credit file better — as many as 10 million of these unscoreable consumers were found to have prime or near prime credit scores.

The study reinforces the importance of using advanced credit scores in order to profitably grow portfolios while providing consumers with access to fair and equitable credit.

Credit Scoring Gaps Are Leaving Millions of Consumers Behind

VantageScore® is a registered trademark of VantageScore Solutions, LLC.