There are many facets to promoting a more equitable society. One major driver is financial inclusion or reducing the racial wealth gap for underserved...
Fintech is quickly changing. The word itself is synonymous with constant innovation, agile technology structures and being on the cusp of the future of...
Shawn Hanson, CEO of Marine Credit Union in Wisconsin, knows a thing or two about growth. Over the past 18 years as CEO, Shawn...
The dramatic transformation of the financial services industry requires new advances and innovation in credit strategies to respond to the growing number of underbanked...
By: Kari Michel In January, Experian announced the inclusion of positive rental data from its RentBureau division into the traditional credit file. This is great...
As our newly elected officials begin to evaluate opportunities to drive economic growth in 2011, it seems to me that the role of lenders...
By: Kari Michel Credit quality deteriorated across the credit spectrum during the recession that began in December, 2007. As the recession winds down, lenders...
In a continuation of my previous entry, I’d like to take the concept of the first-mover and specifically discuss the relevance of this to...
I’ve recently been hearing a lot about how bankcard lenders are reacting to changes in legislation, and recent statistics clearly show that lenders have...
By: Kari Michel Most lenders use a credit scoring model in their decision process for opening new accounts; however, between 35 and 50 million...