Tag: vantagescore

Loading...
Insights into the personal loan market...

A recent analysis revealed a 9-point negative shift in the average VantageScore® for personal loan originations from Q3 to Q4 of 2016. Additional insights...

Read More Insights into the personal loan market
Benefits of credit scoring options...

Looking to score more consumers, but worried about increased risk? A recent VantageScore LLC study found that consumers rendered “unscoreable” by commonly used credit...

Read More Benefits of credit scoring options
Advanced credit risk scores...

Lenders are looking for ways to accurately score more consumers and grow their applicant pool without increasing risk. And it looks like more and...

Read More Advanced credit risk scores
Risk models stand the test of time...

As credit behavior and economic conditions continue to evolve, using a model that is validated regularly can give lenders greater confidence in the model’s...

Read More Risk models stand the test of time
Creditworthy today but maybe not tomorrow...

A recent study by VantageScore Solutions, LLC analyzed if consumers would continue to be creditworthy over time. Highlights about consumer credit score migration over...

Read More Creditworthy today but maybe not tomorrow
Rethinking the credit score...

A recent survey commissioned by VantageScore Solutions, LLC found that among consumers who are unable to obtain credit, 27% attribute the situation to lack...

Read More Rethinking the credit score
The current state of credit...

Experian® recently released the 2015 State of Credit report, which analyzes key credit metrics across the nation....

Read More The current state of credit
Scoring millennials...

According to a recent survey commissioned by VantageScore Solutions, millennials cite being unscoreable as the main obstacle to credit access. Among the findings: One-third...

Read More Scoring millennials
Are you really using the same model at each bureau?...

VantageScore® models are the only credit scoring models to employ the same characteristic information and model design across the three credit...

Read More Are you really using the same model at each bureau?