Creditworthy today but maybe not tomorrow...

Posted on Apr 08 2016 by
A recent study by VantageScore Solutions, LLC analyzed if consumers...

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Rethinking the credit score...

Posted on Feb 25 2016 by
A recent survey commissioned by VantageScore Solutions, LLC found that...

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The current state of credit...

Posted on Dec 03 2015 by
Experian® recently released the 2015 State of Credit report, which...

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Scoring millennials...

Posted on Nov 20 2015 by
According to a recent survey commissioned by VantageScore Solutions, millennials...

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Are you really using the same model at each bureau?...

Posted on Oct 08 2015 by
VantageScore® models are the only credit scoring models to employ...

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Newly scored population can be highly credit worthy...

Posted on Jul 24 2015 by
According to VantageScore® Solutions' annual validation study, VantageScore 3.0 scores 36 million incremental consumers considered unscoreable by conventional credit scoring models. The Gini coefficient for the newly scored...

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Bankcard utilization increases dramatically for lower tiers...

Posted on Apr 21 2015 by
While the average bankcard utilization rate hovered around 20% during the last quarter of 2014, utilization rates can vary greatly when analyzed by VantageScore® credit tier. Lenders can play a role in educating consumers...

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Many unscoreables are actually considered prime or near-prim...

Posted on Feb 17 2015 by
According to research from VantageScore® LLC, 30 to 35 million people are not scored by the most popular credit-scoring models. When measured by more modern scoring methodologies — methods that leverage the data that exists in...

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Minnesota dominates top 10 list...

Posted on Dec 19 2014 by
Experian's most recent State of Credit report analyzed the average credit scores for more than 100 metropolitan statistical areas (MSAs). The residents of Mankato, Minn., topped the list with the highest average credit score of...

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