vantage score

Study analyzes profiles of consumers with high credit scores...

Posted on May 12 2013 by
VantageScore Solutions’ analysts recently examined how many accounts consumers with prime credit scores typically have in their credit file. Consumers who generally qualify for loans have an average of 13 loans in their credit...

Read more ››

Hybrid buyers care for the environment and their credit...

Posted on May 05 2013 by
A recent analysis by Experian Automotive found that, overall, consumers purchasing a hybrid have significantly higher credit scores than those purchasing another type of new vehicle. The average credit score for a loan on a new...

Read more ››

Almost half of consumers want to improve credit scores...

Posted on Feb 03 2013 by
According to a recent survey that asked Americans about their understanding of credit scores 83 percent have checked their credit scores and nearly half (42 percent) want to improve credit scores, but don’t know how. Sixty-five...

Read more ››

Survey measures consumer knowledge of credit scores...

Posted on Jul 05 2012 by
A recent survey of 1,000 representative American consumers showed that while 78 percent of respondents are aware that they have more than one credit score, some key misperceptions remain: • Fewer than half (44 percent)...

Read more ››

Regulators stress the importance of model validation...

Posted on May 15 2012 by
As part of its expanded guidance, the Office of the Comptroller of the Currency explicitly recommends that financial services firms utilizing predictive models and decision analytics run regular validations to gauge model...

Read more ››

Which credit score tiers have the highest incidence of strat...

Posted on Apr 16 2012 by
A recent Experian study showed that strategic defaults accounted for 23 percent of all mortgage defaults 60 days past due or greater in Q4 2011. Other findings included the following: Prime and super-prime consumers...

Read more ››

What metrics are you using to measure score performance?...

Posted on Mar 26 2012 by
VantageScore®  polled risk professionals about how they are measuring score performance, and 60 percent of respondents said they are now using metrics beyond the Kolmogorov-Smirnov (KS) statistic value. One new metric is score...

Read more ››

Super-prime credit tier shows significant increase in mortga...

Posted on Mar 19 2012 by
In Q3 2011, $143 billion – or nearly 44 percent of the $327 billion in new mortgage originations – was generated by VantageScore® A tier consumers. This represents an increase of 35 percent for VantageScore A tier consumers...

Read more ››

Credit Cornerstone Right to Your Inbox

Live Webcast!

Latest Tweets