Strategic defaulters not likely to obtain a mortgage in the ...

Posted on Jun 16 2013 by
Despite the improving real-estate market, financial institutions are concerned about lending to consumers who have pursued strategic defaults. In a recent VantageScore Solutions survey, 85 percent of respondents believe that...

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Mortgage delinquencies shift direction...

Posted on Apr 26 2012 by
After increasing for the first time in nearly two years, the 30 and 60 days past due (DPD) mortgage delinquencies as a percentage of balances returned to their downward trend, with Q4 delinquency rates of 2.18 percent and 1.06...

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Super-prime credit tier shows significant increase in mortga...

Posted on Mar 19 2012 by
In Q3 2011, $143 billion – or nearly 44 percent of the $327 billion in new mortgage originations – was generated by VantageScore® A tier consumers. This represents an increase of 35 percent for VantageScore A tier consumers...

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