HELOC activity on the rise...

Posted on Jul 31 2014 by
According to the latest Experian-Oliver Wyman Market Intelligence Report, home equity line of credit (HELOC) originations warmed up significantly heading into summer. After two consecutive quarters of decline, HELOC originations...

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First mortgage default rate drives increase in national cred...

Posted on Jan 21 2013 by
The December release of the S&P/Experian Consumer Credit Default Indices, a comprehensive measure of changes in consumer credit defaults, showed the national composite* increased for the second consecutive month, reaching...

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Bankcard balances increase for prime credit score tiers...

Posted on Sep 23 2012 by
The average bankcard balance per consumer in Q2 2012 was $4,170, which is 4 percent higher when compared to the same quarter of the previous year. VantageScore A and VantageScore B tiers (super prime and prime) saw bankcard...

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Strong growth in bankcard originations for some credit tiers...

Posted on Apr 02 2012 by
The strongest growth in new bankcard accounts is occurring in the near-prime and subprime segments of VantageScore® C, D and F. Year-over-year (Q1 2011 over Q1 2010) growth rates of 20 percent, 46 percent and 53 percent were...

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Super-prime credit tier shows significant increase in mortga...

Posted on Mar 19 2012 by
In Q3 2011, $143 billion – or nearly 44 percent of the $327 billion in new mortgage originations – was generated by VantageScore® A tier consumers. This represents an increase of 35 percent for VantageScore A tier consumers...

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Are consumers paying their retail cards on time?...

Posted on Mar 12 2012 by
While retail card utilization rates decreased slightly in Q3 2011, retail card delinquency rates increased for all performance bands (30-59, 60-89 and 90-180 days past due) in Q3 2011 after reaching multiyear lows the previous...

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