Minnesota dominates top 10 list...

Posted on Dec 19 2014 by
Experian's most recent State of Credit report analyzed the average credit scores for more than 100 metropolitan statistical areas (MSAs). The residents of Mankato, Minn., topped the list with the highest average credit score of...

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Credit unions tailgate captive auto lenders...

Posted on Oct 02 2014 by
Auto loan originations reached $153 billion in Q2 2014, which was a 16 percent increase over the same quarter last year. While the largest contribution came from captive auto lenders at $47 billion (a 14 percent increase), credit...

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Study highlights top reasons for email personalization...

Posted on Sep 29 2014 by
According to a recent Experian Data Quality study, three out of four organizations personalize their marketing messages or are in the process of doing so. Of those who personalize marketing content, 85 percent do so to improve...

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Study analyzes student loan trends...

Posted on Sep 26 2014 by
Consumer debt for every major consumer lending category has decreased over the past few years, except for student loans. Student loans have increased by 84 percent since the recession (from 2008 to 2014) and have surpassed...

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The power of data quality...

Posted on Sep 08 2014 by
Data quality continues to be a challenge for many organizations as they look to improve efficiency and customer interaction. On average, U.S. companies believe that 25 percent of their data is inaccurate. In order to improve...

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Survey finds consumers expect more from breached organizatio...

Posted on Aug 22 2014 by
As data breaches continue to attract publicity, consumers are expecting more from impacted organizations. A recent survey conducted by the Ponemon Institute and sponsored by Experian found that 63 percent of consumers believe...

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Rental data can help underbanked consumers gain access to cr...

Posted on Aug 22 2014 by
A recent study analyzing the impact of rental data on the credit scores of subsidized housing residents uncovered compelling results. The simulated analysis, which added 2 years of positive rental payment data to actual credit...

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Delinquencies fall as bankcard originations continue growth ...

Posted on Aug 11 2014 by
While bankcard originations increased 26 percent year over year to $85.3 billion in Q2 2014, delinquencies continued their downward trend, reaching 0.47 percent of balances — an 8 percent decline year over year. Issuers can...

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HELOC activity on the rise...

Posted on Jul 31 2014 by
According to the latest Experian-Oliver Wyman Market Intelligence Report, home equity line of credit (HELOC) originations warmed up significantly heading into summer. After two consecutive quarters of decline, HELOC originations...

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