Mortgage originations continue to increase...

Posted on Aug 17 2015 by
According to the latest Experian-Oliver Wyman Market Intelligence Report, mortgage originations for Q2 2015 increased 56% over Q2 2014 — $547 billion versus $350 billion. Refinance activity remained relatively stable,...

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25% year over year increase in mortgage originations...

Posted on May 08 2015 by
Mortgage originations kicked off Q1 2015 with a 25% year over year increase to $315 billion. Additionally, mortgage delinquencies declined to 2.58%, the lowest delinquency level since 2007. Gaining insight into the latest...

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Study analyzes student loan trends...

Posted on Sep 26 2014 by
Consumer debt for every major consumer lending category has decreased over the past few years, except for student loans. Student loans have increased by 84 percent since the recession (from 2008 to 2014) and have surpassed...

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HELOC activity on the rise...

Posted on Jul 31 2014 by
According to the latest Experian-Oliver Wyman Market Intelligence Report, home equity line of credit (HELOC) originations warmed up significantly heading into summer. After two consecutive quarters of decline, HELOC originations...

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Refi activity continues to impact mortgage originations...

Posted on Jun 06 2014 by
According to the latest Experian-Oliver Wyman Market Intelligence Report, mortgage originations for Q1 2014 decreased by 53 percent over Q1 2013 - $235 billion versus $515 billion, respectively. The decrease is driven...

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Average debt amounts increase while average credit scores ho...

Posted on May 27 2014 by
Experian's most recent Credit Trends study analyzing current debt levels and credit scores in the top 20 major U.S. metropolitan areas found that Detroit, Michigan, residents have the lowest average debt ($23,604) and Dallas,...

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The majority of Millennials have used a cosigner in the past...

Posted on Apr 24 2014 by
A recent survey focusing on the credit behavior of Millennials (age group 18 to 30) shows that 90 percent are familiar with cosigning and two-thirds have used a cosigner in the past. Cosigning was utilized most frequently for...

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Group with lowest average balance shows greatest quarterly p...

Posted on Apr 28 2013 by
While VantageScore® super-prime consumers carried the lowest average credit card balance of all credit tiers in Q4 2012 ($2,581), this group experienced the greatest average balance increase (6 percent) when compared with the...

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Auto lending still healthy despite increase...

Posted on Mar 10 2013 by
Experian Automotive's Q4 2012 credit trends analysis found that 60-day delinquencies rose from 0.72 percent in Q4 2011 to 0.74 percent in Q4 2012. It was the first time in three years that 60-day delinquencies experienced a...

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