Tag: credit scores

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Making smarter credit decisions...

Credit reports provide a wealth of information. But did you know credit attributes are the key to extracting critical intelligence from each credit report?...

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Understanding a consumer’s credit behavior...

Knowing a consumer’s credit information at a single point in time tells only part of the story. For the whole story, lenders need to...

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Benefits of credit scoring options...

Looking to score more consumers, but worried about increased risk? A recent VantageScore LLC study found that consumers rendered “unscoreable” by commonly used credit...

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Colleges failing in credit education...

According to a national survey by Experian, one in five college grads give their school an “F” in credit education. Additional survey highlights: 69%...

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Newlyweds and finances...

According to a recent Experian survey, the majority of newlyweds say financial responsibility is a key quality in a spouse. Yet many neglect to...

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Average credit scores for women vs. men...

According to a recent Experian study, women handle money, debt and financial decisions better than men....

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Are you really using the same model at each bureau?...

VantageScore® models are the only credit scoring models to employ the same characteristic information and model design across the three credit...

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Newly scored population can be highly credit worthy...

According to VantageScore® Solutions' annual validation study, VantageScore 3.0 scores 36 million incremental consumers considered unscoreable by conventional credit scoring models....

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Home buying with swagger...

As the summer home buying season kicks into high gear, a newly released survey shows the importance of understanding credit scores and their impact on homebuyer behavior....

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