Newlyweds and finances...

Posted on May 12 2016 by
According to a recent Experian survey, the majority of newlyweds...

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Average credit scores for women vs. men...

Posted on Mar 24 2016 by
According to a recent Experian study, women handle money, debt...

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Are you really using the same model at each bureau?...

Posted on Oct 08 2015 by
VantageScore® models are the only credit scoring models to employ...

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Newly scored population can be highly credit worthy...

Posted on Jul 24 2015 by
According to VantageScore® Solutions' annual validation study, VantageScore 3.0 scores 36 million incremental consumers considered unscoreable by conventional credit scoring models. The Gini coefficient for the newly scored...

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Home buying with swagger...

Posted on Jun 11 2015 by
As the summer home buying season kicks into high gear, a newly released survey shows the importance of understanding credit scores and their impact on homebuyer behavior. The survey results show that consumers who know their...

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Bankcard utilization increases dramatically for lower tiers...

Posted on Apr 21 2015 by
While the average bankcard utilization rate hovered around 20% during the last quarter of 2014, utilization rates can vary greatly when analyzed by VantageScore® credit tier. Lenders can play a role in educating consumers...

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Financial responsibility makes a prospective spouse more att...

Posted on Jun 20 2014 by
A recent Experian Consumer Services survey focusing on the most important attributes in a prospective spouse found that married adults value financial responsibility more than physical attractiveness. Approximately half (49...

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Average debt amounts increase while average credit scores ho...

Posted on May 27 2014 by
Experian's most recent Credit Trends study analyzing current debt levels and credit scores in the top 20 major U.S. metropolitan areas found that Detroit, Michigan, residents have the lowest average debt ($23,604) and Dallas,...

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Most “unscoreable” consumers are not subprime...

Posted on Feb 24 2013 by
The average unscoreable consumer has a good job and a better-than-adequate credit profile. Sixty-one percent of unscoreable consumers hold professional level or skilled labor jobs, 30 percent have credit profiles that fall into...

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