Creditworthy today but maybe not tomorrow...

Posted on Apr 08 2016 by
A recent study by VantageScore Solutions, LLC analyzed if consumers...

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Bankcard originations continue steady growth trend...

Posted on Mar 03 2016 by
Bankcard origination volumes reached $97.5 billion in Q4 2015, the...

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Credit card debt reaches highest level since 2009...

Posted on Jan 07 2016 by
Consumer credit card debt reached $650 billion in Q3 2015...

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Growing thin-file millennials...

Posted on Dec 18 2015 by
Millennials, now the largest generation in the United States, are...

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Average bankcard limit decreases...

Posted on Oct 22 2015 by
While total limits on bankcard originations reached $81.8 billion in...

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Automotive financing reaches new highs...

Posted on Oct 15 2015 by
According to the latest State of the Automotive Finance Market...

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Auto-loan delinquencies stay on track...

Posted on Aug 20 2015 by
While auto delinquencies declined slightly year over year (3.01% for accounts 30 days past due or greater in Q2 2015 versus 3.03% a year earlier), it is interesting to note the variance in delinquency by lender...

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Newly scored population can be highly credit worthy...

Posted on Jul 24 2015 by
According to VantageScore® Solutions' annual validation study, VantageScore 3.0 scores 36 million incremental consumers considered unscoreable by conventional credit scoring models. The Gini coefficient for the newly scored...

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Delinquencies move in the right direction as balances increa...

Posted on Jun 18 2015 by
According to a recent Experian analysis, bankcard balances increased 6% year over year to $629 billion in Q1 2015, while delinquencies remained low with 60–89 day-past-due delinquencies declining 8%. As consumer behavior...

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