Tag: consumer credit trends

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It’s that time of year — for debt consolidation...

The holidays can be a stressful time for consumers — and an important time for lenders to anticipate the aftermath of big credit card...

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Benefits of credit scoring options...

Looking to score more consumers, but worried about increased risk? A recent VantageScore LLC study found that consumers rendered “unscoreable” by commonly used credit...

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2.5 million consumers ready to rebound...

A recent Experian analysis shows that about 2.5 million consumers will have a foreclosure, short sale or bankruptcy fall off their credit report between...

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Subprime credit card limits highest in 5 years — to th...

Subprime and deep-subprime card limits increased in the first six months of 2016, while the 60+ day delinquency rate decreased by 6%. Overall, consumers...

Read More Subprime credit card limits highest in 5 years — to the tune of $6.4 billion
College grads ill-prepared to manage credit...

According to a national survey by Experian, college students may be receiving their degrees, but their financial management knowledge still needs some schooling. The...

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Auto loans top $1 trillion...

According to the most recent State of the Automotive Finance Market report, the total balance of open automotive loans increased 11.1% in Q1 2016,...

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Small-business credit conditions stable in Q1...

A recent study shows that small-business credit conditions remained relatively unchanged in Q1 2016, as delinquency and bankruptcy rates held steady at low levels....

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Future home buyers concerned about their credit...

According to a national survey, many future home buyers do not feel confident about their current credit score status. In fact, 34% of future...

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Creditworthy today but maybe not tomorrow...

A recent study by VantageScore Solutions, LLC analyzed if consumers would continue to be creditworthy over time. Highlights about consumer credit score migration over...

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