Tag: consumer credit trends

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Understanding a consumer’s credit behavior...

Knowing a consumer’s credit information at a single point in time tells only part of the story. For the whole story, lenders need to...

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Financial aftermath of divorce...

Divorce often affects financial health negatively. It’s expensive – often causing nearly $20,000 in losses.  A recent Experian survey found: 34% say their divorce...

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Auto loan delinquency rates pick up the pace...

A recent Experian study found that the amount of time it’s taking for automotive loans opened in Q4 2015 to become delinquent is actually...

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3 financial services trends for 2017...

Big changes for the new year 2017 is expected to bring some big changes. But what do those changes mean for the financial services...

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It’s that time of year — for debt consolidation...

The holidays can be a stressful time for consumers — and an important time for lenders to anticipate the aftermath of big credit card...

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Benefits of credit scoring options...

Looking to score more consumers, but worried about increased risk? A recent VantageScore LLC study found that consumers rendered “unscoreable” by commonly used credit...

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2.5 million consumers ready to rebound...

A recent Experian analysis shows that about 2.5 million consumers will have a foreclosure, short sale or bankruptcy fall off their credit report between...

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Subprime credit card limits highest in 5 years — to th...

Subprime and deep-subprime card limits increased in the first six months of 2016, while the 60+ day delinquency rate decreased by 6%. Overall, consumers...

Read More Subprime credit card limits highest in 5 years — to the tune of $6.4 billion
College grads ill-prepared to manage credit...

According to a national survey by Experian, college students may be receiving their degrees, but their financial management knowledge still needs some schooling. The...

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