Credit card debt reaches highest level since 2009...

Posted on Jan 07 2016 by
Consumer credit card debt reached $650 billion in Q3 2015...

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Growing thin-file millennials...

Posted on Dec 18 2015 by
Millennials, now the largest generation in the United States, are...

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Average bankcard limit decreases...

Posted on Oct 22 2015 by
While total limits on bankcard originations reached $81.8 billion in...

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Automotive financing reaches new highs...

Posted on Oct 15 2015 by
According to the latest State of the Automotive Finance Market...

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Auto-loan delinquencies stay on track...

Posted on Aug 20 2015 by
While auto delinquencies declined slightly year over year (3.01% for accounts 30 days past due or greater in Q2 2015 versus 3.03% a year earlier), it is interesting to note the variance in delinquency by lender...

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Newly scored population can be highly credit worthy...

Posted on Jul 24 2015 by
According to VantageScore® Solutions' annual validation study, VantageScore 3.0 scores 36 million incremental consumers considered unscoreable by conventional credit scoring models. The Gini coefficient for the newly scored...

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Delinquencies move in the right direction as balances increa...

Posted on Jun 18 2015 by
According to a recent Experian analysis, bankcard balances increased 6% year over year to $629 billion in Q1 2015, while delinquencies remained low with 60–89 day-past-due delinquencies declining 8%. As consumer behavior...

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25% year over year increase in mortgage originations...

Posted on May 08 2015 by
Mortgage originations kicked off Q1 2015 with a 25% year over year increase to $315 billion. Additionally, mortgage delinquencies declined to 2.58%, the lowest delinquency level since 2007. Gaining insight into the latest...

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Surviving the season of giving without drowning in debt...

Posted on Dec 20 2014 by
According to a new survey from Experian Consumer Services, consumers are anticipating spending more on gifts this holiday season than they did in 2013. However, only 38 percent of those surveyed plan to set aside a budget for...

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