Tag: bankcard utilization

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Bankcard utilization increases dramatically for lower ...

While the average bankcard utilization rate hovered around 20% during the last quarter of 2014, utilization rates can vary greatly when analyzed by VantageScore® credit...

Read More Bankcard utilization increases dramatically for lower tiers
Bankcard utilization rates declining, but still high f...

Not surprisingly, bankcard utilization is the highest among subprime consumers with VantageScore D and F tiers having average bankcard utilization rates of 68% and 81% respectively. In comparison, VantageScore A tier (super prime) consumers had an average bankcard utilization rate of 6% and VantageScore B tier (prime) consumers had...

Read More Bankcard utilization rates declining, but still high for subprime