Bankcard utilization increases dramatically for lower tiers...

Posted on Apr 21 2015 by
While the average bankcard utilization rate hovered around 20% during the last quarter of 2014, utilization rates can vary greatly when analyzed by VantageScore® credit tier. Lenders can play a role in educating consumers...

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Bankcard utilization rates declining, but still high for sub...

Posted on Oct 25 2012 by
Not surprisingly, bankcard utilization is the highest among subprime consumers with VantageScore D and F tiers having average bankcard utilization rates of 68% and 81% respectively. In comparison, VantageScore A tier (super...

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