Credit card debt reaches highest level since 2009...

Posted on Jan 07 2016 by
Consumer credit card debt reached $650 billion in Q3 2015...

Read more ››

Average bankcard limit decreases...

Posted on Oct 22 2015 by
While total limits on bankcard originations reached $81.8 billion in...

Read more ››

Digitally savvy generation may not be so credit savvy...

Posted on Aug 10 2015 by
According to a recent Experian analysis, millennials (ages 19–34) are now the largest segment of the U.S. population and are also the least credit savvy group. When compared to previous generations, millennials have the lowest...

Read more ››

Survey reveals travel spending behavior...

Posted on Jul 10 2015 by
According to a recent Experian survey, 68% of vacationers spend more money than expected when traveling, often relying on credit cards to make up the difference. Millennials rank even higher when it comes to risky vacation...

Read more ››

Delinquencies move in the right direction as balances increa...

Posted on Jun 18 2015 by
According to a recent Experian analysis, bankcard balances increased 6% year over year to $629 billion in Q1 2015, while delinquencies remained low with 60–89 day-past-due delinquencies declining 8%. As consumer behavior...

Read more ››

Bankcard growth trend continues...

Posted on Feb 19 2015 by
According to a recent Experian credit-trend analysis, bankcard originations for all of 2014 totaled $318.7 billion, a 20 percent increase over 2013 originations of $266.5 billion. The growth trend demonstrates the importance...

Read more ››

Surviving the season of giving without drowning in debt...

Posted on Dec 20 2014 by
According to a new survey from Experian Consumer Services, consumers are anticipating spending more on gifts this holiday season than they did in 2013. However, only 38 percent of those surveyed plan to set aside a budget for...

Read more ››

Balance transfers: a profitable opportunity...

Posted on Oct 17 2014 by
Card-to-card balance transfers represent a substantial profit opportunity for lenders. According to recent Experian estimates, balance-transfer activity currently is in the range of $35 billion to $40 billion annually, with most...

Read more ››

Delinquencies fall as bankcard originations continue growth ...

Posted on Aug 11 2014 by
While bankcard originations increased 26 percent year over year to $85.3 billion in Q2 2014, delinquencies continued their downward trend, reaching 0.47 percent of balances — an 8 percent decline year over year. Issuers can...

Read more ››

Credit Cornerstone Right to Your Inbox

Live Webcast!

Latest Tweets