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New Year’s resolutions...

As 2016 approaches, many people have identified their New Year’s resolutions, but the majority fail to stick to these resolutions.  While 45% of people make resolutions, only 8% are successful in achieving their goals. The most common resolution types:* To increase the likelihood of keeping resolutions, experts recommend setting...

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Top holiday songs...

According to PlayNetwork.com, for the first time in two decades Mariah Carey’s “All I Want For Christmas Is You” is no longer the most-played holiday song in retail stores. The list of top songs includes: Rank Artist Title 1 The Shins Wonderful Christmastime 2 Mariah Carey All I Want...

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Growing thin-file millennials...

Millennials, now the largest generation in the United States, are taking longer to establish credit than earlier generations of young people....

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More consumers opt for auto leases...

According to the latest Experian State of the Automotive Finance Market report, leases accounted for nearly 27% of all new vehicle transactions in Q3...

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The current state of credit...

Experian® recently released the 2015 State of Credit report, which analyzes key credit metrics across the nation....

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Insights for the holiday marketer...

With Black Friday quickly approaching, a recent Experian study shows online Black Friday searches are already tracking ahead of last year. This October, the...

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Scoring millennials...

According to a recent survey commissioned by VantageScore Solutions, millennials cite being unscoreable as the main obstacle to credit access. Among the findings: One-third...

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Self-regulatory program for nonbank small-business len...

The Responsible Business Lending Coalition, a group of nonbank small-business lenders, recently announced a regulatory program designed to bring greater clarity to the industry’s...

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Forging lasting relationships with millennials...

Winning the loyalty of millennials continues to be a key area of opportunity for financial...

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