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Small-business start-ups decline

Jun 26 2015 by
While an influx of small businesses opened during the height of the recession, a recent Experian study found that between 2010 and 2014, small-business start-ups decreased by nearly 45%. As companies matured and the economy...


Delinquencies move in the right direction as balances increase

Jun 18 2015 by
According to a recent Experian analysis, bankcard balances increased 6% year over year to $629 billion in Q1 2015, while delinquencies remained low with 60–89 day-past-due delinquencies declining 8%. As consumer behavior...


Home buying with swagger

Jun 11 2015 by
As the summer home buying season kicks into high gear, a newly released survey shows the importance of understanding credit scores and their impact on homebuyer behavior. The survey results show that consumers who know their...


HELOC originations continue growth trend

Jun 04 2015 by
According to the latest Experian-Oliver Wyman Market Intelligence Report, HELOC originations increased 21% year over year, moving from $25.6 billion in Q1 2014 to $31 billion in Q1 2015. HELOC delinquencies (90 to 180 days past...


Auto loan balances continue to set new records

Jun 01 2015 by
According to Experian’s latest State of the Automotive Finance Market report, auto loan balances reached an all-time high of $905 billion in the first quarter of 2015 — an increase of 11.3% from a year ago. Additionally, both...


More drivers using green to go Green

May 26 2015 by
A recent Experian Automotive analysis found that consumers who purchased an alternative-powered vehicle did not just go Green by cutting back on fuel; they also used more green (cash) to purchase it. The study showed that more...


Developing a data migration plan

May 22 2015 by
Data migrations are very common in today’s business environment. A recent Experian Data Quality study found that while 91% of businesses engage in data migrations, 85% encounter significant challenges. Top challenges...


25% year over year increase in mortgage originations

May 08 2015 by
Mortgage originations kicked off Q1 2015 with a 25% year over year increase to $315 billion. Additionally, mortgage delinquencies declined to 2.58%, the lowest delinquency level since 2007. Gaining insight into the latest...


Making a great first impression

May 01 2015 by
According to a recent Experian Marketing Services study, informational or "thanks for joining" messages drive significantly higher open and transaction rates than promotional emails, as well as higher revenue per email. Although...


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