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Rethinking the credit score...

A recent survey commissioned by VantageScore Solutions, LLC found that among consumers who are unable to obtain credit, 27% attribute the situation to lack...

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Are your lending strategies keeping up with the market...

According to Experian’s latest State of the Automotive Finance Market report, auto loan balances reached an all-time high of $987 billion in Q4 2015...

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Identity theft and tax fraud...

A recent Experian survey shows a growing concern over identity theft and tax fraud. 42% of consumers are concerned that someone could access their...

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HELOC originations warm up...

According to the latest Experian–Oliver Wyman Market Intelligence Report, HELOC originations came in at $43 billion for Q4 2015 — a 22% increase over...

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Fraud in an omnichannel world...

According to a recent Experian Marketing Services study, 36% of companies interact with customers in five or more...

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Top marketing resolutions...

For marketers, the start of a new year is an opportunity to look ahead....

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Millennials and online marketplace lending...

As millennials continue to experience challenges in obtaining credit, Experian’s latest research finds that this population is very receptive to nonbank lenders for the...

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Credit card debt reaches highest level since 2009...

Consumer credit card debt reached $650 billion in Q3 2015 — the highest level since Q4 2009....

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New Year’s resolutions...

As 2016 approaches, many people have identified their New Year’s resolutions, but the majority fail to stick to these resolutions.  While 45% of people make resolutions, only 8% are successful in achieving their goals. The most common resolution types:* To increase the likelihood of keeping resolutions, experts recommend setting...

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