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Leveraging the full potential of data

Aug 28 2015 by
A recent Experian study on data insights found that 83%...

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Auto-loan delinquencies stay on track

Aug 20 2015 by
While auto delinquencies declined slightly year over year (3.01% for accounts 30 days past due or greater in Q2 2015 versus 3.03% a year earlier), it is interesting to note the variance in delinquency by lender...

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Mortgage originations continue to increase

Aug 17 2015 by
According to the latest Experian-Oliver Wyman Market Intelligence Report, mortgage originations for Q2 2015 increased 56% over Q2 2014 — $547 billion versus $350 billion. Refinance activity remained relatively stable,...

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Digitally savvy generation may not be so credit savvy

Aug 10 2015 by
According to a recent Experian analysis, millennials (ages 19–34) are now the largest segment of the U.S. population and are also the least credit savvy group. When compared to previous generations, millennials have the lowest...

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Newly scored population can be highly credit worthy

Jul 24 2015 by
According to VantageScore® Solutions' annual validation study, VantageScore 3.0 scores 36 million incremental consumers considered unscoreable by conventional credit scoring models. The Gini coefficient for the newly scored...

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Mortgage originations increase year over year

Jul 17 2015 by
According to the latest Experian-Oliver Wyman Market Intelligence Report, mortgage originations increased 25% year over year in Q1 2015 to $316 billion. The Midwest region displayed the highest growth, increasing 45% to $61...

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Survey reveals travel spending behavior

Jul 10 2015 by
According to a recent Experian survey, 68% of vacationers spend more money than expected when traveling, often relying on credit cards to make up the difference. Millennials rank even higher when it comes to risky vacation...

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Identity theft strikes anywhere, even on vacation

Jul 02 2015 by
A recent Experian survey found that while consumers are getting better about protecting their information on a regular basis, many do not take the same precautions when traveling. According to the survey, 1 in 5 consumers has had...

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Small-business start-ups decline

Jun 26 2015 by
While an influx of small businesses opened during the height of the recession, a recent Experian study found that between 2010 and 2014, small-business start-ups decreased by nearly 45%. As companies matured and the economy...

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