Mortgage originations increase year over year

Posted on Feb 21 2014 by

The housing market continues to recover, with mortgage originations increasing 12 percent year over year, moving from $508 billion to $570 billion.

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Credit index improves for fourth consecutive quarter

Posted on Feb 21 2014 by

Small-business credit conditions wrapped up the year by showing continued improvement for the fourth consecutive quarter.

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Auto delinquency rates still low but moving upward

Posted on Feb 07 2014 by

Delinquency rates for auto loans moved up slightly in the last quarter of 2013, with the 30 to 59 days past due (DPD), 60 to 89 DPD and 90 to 180 DPD delinquency rates at 2.18 percent, 0.56 percent and 0.24 percent, respectively.

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Holiday email trends

Posted on Feb 05 2014 by

The volume of emails sent by marketers rose nearly 13 percent during the 2013 holiday season compared to 2012.

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Social media is a key driver of traffic to retail Websites

Posted on Jan 12 2014 by

According to Experian Marketing Services’ holiday peak week analysis, social media proved to be a key research tool for holiday shoppers and a crucial driver of traffic to retail Websites.

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Using a more inclusive scoring model to reach new segments

Posted on Jan 07 2014 by

With most lenders focused on growth as the top priority for the new year, having the ability to score more consumers is key.

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Consumers spend more than $1 billion annually on real Christmas trees

Posted on Dec 23 2013 by

According to the National Christmas Tree Association, approximately 25 to 30 million real Christmas trees are sold annually in the United States versus 8 to 11 million artificial trees.

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Small-business credit quality continues to improve

Posted on Nov 17 2013 by

The credit appetite for small businesses is strong and growing. Total outstanding balances have risen at their fastest rate in two years, and delinquency rates have fallen at a consistent pace. Only 10 percent of outstanding small-business credit balances were past-due in Q3 — the lowest level of delinquency seen since the recovery began. While […]

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Bankcard delinquencies decrease year over year

Posted on Nov 09 2013 by

Credit trends from the most recent Experian–Oliver Wyman Market Intelligence Report point to a steady economic recovery. Bankcard charge-offs decreased 13 percent year over year (4.5 percent versus 3.9 percent) and delinquent dollars for the 90–180 day past due delinquencies decreased 17.5 percent for the same timeframe (1.6 percent to 1.3 percent). These trends are […]

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Delinquency rates remain low in Q2 2013

Posted on Nov 02 2013 by

Credit unions were the only type of lender to have their 30 day plus delinquency rate fall below 2 percent for several key product categories. The table below provides the delinquency rate by lender and product. 30 day plus delinquency rate Q2 2013   Auto* Mortgage Bankcard Credit unions 1.52% 1.36% 1.99% Banks 2.01% 4.91% […]

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