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Design more effective email campaigns...

The best way to increase email open rates? Include a subscriber’s name in the subject line. A recent Experian study found that in addition...

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Advanced credit risk scores...

Lenders are looking for ways to accurately score more consumers and grow their applicant pool without increasing risk. And it looks like more and...

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2.5 million consumers ready to rebound...

A recent Experian analysis shows that about 2.5 million consumers will have a foreclosure, short sale or bankruptcy fall off their credit report between...

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4 things to do before dialing your customers...

Call if you need to, but protect yourself from TCPA exposure first. Follow these steps when creating your dialing strategy: Obtain customer consent Determine...

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Lost revenue opportunities in loyalty programs...

Businesses believe that 23% of their customer or prospect data is inaccurate. Since 84% of companies have a loyalty or customer engagement program in...

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Millennials and homeownership...

Millennials are coming of age and experiencing big life moments — college graduation, their first job, getting married and moving out. But what about...

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2016 e-commerce fraud on pace to surpass 2015...

As we approach the one-year anniversary of the EMV liability shift, we have seen an increase in e-commerce fraud — to the tune of...

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Leasing and used vehicle sales continue to break recor...

Leasing continued its strong growth as the share of new vehicles leased jumped from 26.9% in Q2 2015 to a record high of 31.4%...

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Subprime credit card limits highest in 5 years — to th...

Subprime and deep-subprime card limits increased in the first six months of 2016, while the 60+ day delinquency rate decreased by 6%. Overall, consumers...

Read More Subprime credit card limits highest in 5 years — to the tune of $6.4 billion