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CFPB’s latest debt collection proposal...

This summer, the Consumer Financial Protection Bureau (CFPB) took a significant step toward reforming the regulatory framework for the debt collection industry. The focus...

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Managing the risk of fraud...

Fraudsters are more sophisticated than ever. Just when you think you’ve filled the gaps, a new fraud threat emerges. Here are five strategic recommendations...

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Three pillars of identity relationship management...

Did you know that identities can shift (for better or worse) in just 30 days? To succeed in today’s multichannel, mobile environment, businesses must...

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Trended data and balance transfer activity...

Consumer card balance transfer activity is estimated to be $35 billion to $40 billion a year. How do lenders identify these consumers before they...

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Business case for data quality management...

For years, organizations have used data to improve operational efficiencies and cost savings. Now they are beginning to use data to optimize or improve...

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Global trends for fighting fraud...

Experian’s annual global fraud report reveals trends that can help organizations mitigate fraud and improve the customer experience: Apply the right-sized fraud solutions to...

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Is the speed of fraud threatening your business?...

In an attempt to stay ahead of fraud, systems have become more complex, more expensive and even more difficult to manage, leading to more...

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Risk models stand the test of time...

As credit behavior and economic conditions continue to evolve, using a model that is validated regularly can give lenders greater confidence in the model’s...

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Homebuying and credit education...

A recent national survey by Experian revealed opportunities for businesses to build relationships with future homebuyers before they’re ready to obtain a loan. Insights...

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