HELOC originations continue growth trend

Posted on Jun 04 2015 by

According to the latest Experian-Oliver Wyman Market Intelligence Report, HELOC originations increased 21% year over year, moving from $25.6 billion in Q1 2014 to $31 billion in Q1 2015.

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Auto loan balances continue to set new records

Posted on Jun 01 2015 by

According to Experian’s latest State of the Automotive Finance Market report, auto loan balances reached an all-time high of $905 billion in the first quarter of 2015.

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More drivers using green to go Green

Posted on May 26 2015 by

A recent Experian Automotive analysis found that consumers who purchased an alternative-powered vehicle did not just go Green by cutting back on fuel; they also used more green (cash) to purchase it.

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Developing a data migration plan

Posted on May 22 2015 by

Data migrations are very common in today’s business environment. A recent Experian Data Quality study found that while 91% of businesses engage in data migrations, 85% encounter significant challenges.

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25% year over year increase in mortgage originations

Posted on May 08 2015 by

Mortgage originations kicked off Q1 2015 with a 25% year over year increase to $315 billion.

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Making a great first impression

Posted on May 01 2015 by

According to a recent Experian Marketing Services study, informational or “thanks for joining” messages drive significantly higher open and transaction rates than promotional emails, as well as higher revenue per email.

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Using data to understand customer preferences

Posted on Apr 27 2015 by

In today’s data driven world, decisioning strategies can no longer be one-dimensional and only risk-focused. By employing a multidimensional decisioning approach, companies can deliver the products and services customers need and want.

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Authentication through device intelligence

Posted on Apr 23 2015 by

With more than one-third of customers interacting with a single business in five or more channels and more than 85 percent of consumers using online or mobile to conduct business, omnichannel fraud prevention has become a necessity. Implementing a layered approach to authentication and integrating device intelligence into the process to associate a consumer with […]

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A centralized approach to data quality

Posted on Apr 22 2015 by

Data quality continues to be a challenge for many organizations.

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Bankcard utilization increases dramatically for lower tiers

Posted on Apr 21 2015 by

While the average bankcard utilization rate hovered around 20% during the last quarter of 2014, utilization rates can vary greatly when analyzed by VantageScore® credit tier.

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