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Financial responsibility makes a prospective spouse mo...

A recent Experian Consumer Services survey focusing on the most important attributes in a prospective spouse found that married adults value financial responsibility more than physical...

Read More Financial responsibility makes a prospective spouse more attractive
More consumers are opting for longer loan terms...

With the cost of new vehicles continuing to increase, consumers are opting for longer loan...

Read More More consumers are opting for longer loan terms
Refi activity continues to impact mortgage origination...

According to the latest Experian-Oliver Wyman Market Intelligence Report, mortgage originations for Q1 2014 decreased by 53 percent over Q1 2013 - $235 billion versus $515 billion,...

Read More Refi activity continues to impact mortgage originations
Automotive delinquencies increase in twenty-two states...

Although 60-day automotive loan delinquencies fell 1.7 percent at a national level when comparing Q1 2014 to Q1 2013, twenty-two states actually experienced a delinquency...

Read More Automotive delinquencies increase in twenty-two states
Average debt amounts increase while average credit sco...

Experian's most recent Credit Trends study analyzing current debt levels and credit scores in the top 20 major U.S. metropolitan areas found that Detroit, Michigan, residents have the lowest average debt ($23,604) and Dallas, Texas, residents have the highest average debt...

Read More Average debt amounts increase while average credit scores hold steady
Declining balances and rising delinquencies cause setb...

Following a full year of steady improvement, small-business credit conditions stumbled during the first quarter of...

Read More Declining balances and rising delinquencies cause setback in Q1
Study explores how frequently lenders validate credit ...

As part of its guidance, the Office of the Comptroller of the Currency recommends that lenders perform regular validations of their credit score models in order to assess model...

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Heartbleed: Is your organization prepared?...

The security world was taken by surprise earlier this month when researchers discovered Heartbleed, a new large-scale threat that exploits a security vulnerability in...

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The majority of Millennials have used a cosigner in th...

A recent survey focusing on the credit behavior of Millennials (age group 18 to 30) shows that 90 percent are familiar with cosigning and two-thirds have used a cosigner in the...

Read More The majority of Millennials have used a cosigner in the past