Recent Posts

Auto lending continues growth trend

Feb 27 2014 by
Findings from the most recent Experian State of the Automotive Finance Market report show outstanding automotive loan balances increased 11 percent from Q4 2012, reaching $798.5 billion in Q4 2013 — the highest level since...

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Mortgage originations increase year over year

Feb 21 2014 by
The housing market continues to recover, with mortgage originations increasing 12 percent year over year, moving from $508 billion to $570 billion. Mortgage origination dollar volumes shifted to an almost equal split, with home...

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Credit index improves for fourth consecutive quarter

Feb 21 2014 by
Small-business credit conditions wrapped up the year by showing continued improvement for the fourth consecutive quarter. The Experian/Moody’s Analytics Small Business Credit Index advanced to 117 in Q4 2013 from 115.8 in Q3...

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Auto delinquency rates still low but moving upward

Feb 07 2014 by
Delinquency rates for auto loans moved up slightly in the last quarter of 2013, with the 30 to 59 days past due (DPD), 60 to 89 DPD and 90 to 180 DPD delinquency rates at 2.18 percent, 0.56 percent and 0.24 percent, respectively....

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Holiday email trends

Feb 05 2014 by
The volume of emails sent by marketers rose nearly 13 percent during the 2013 holiday season compared to 2012. The higher email volume led to a 9 percent increase in the number of online retail transactions and an 18.4 percent...

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Social media is a key driver of traffic to retail

Jan 12 2014 by
According to Experian Marketing Services’ holiday peak week analysis, social media proved to be a key research tool for holiday shoppers and a crucial driver of traffic to retail Websites. Based on a comparison of upstream...

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Using a more inclusive scoring model to reach new segments

Jan 07 2014 by
With most lenders focused on growth as the top priority for the new year, having the ability to score more consumers is key. The VantageScore 3.0 model enables lenders to score up to 35 million more consumers than other risk...

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Consumers spend more than $1 billion annually on real Christmas

Dec 23 2013 by
According to the National Christmas Tree Association, approximately 25 to 30 million real Christmas trees are sold annually in the United States versus 8 to 11 million artificial trees. In 2012, the majority of real trees were...

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Consumers take advantage of lower auto interest rates to take

Dec 15 2013 by
According to Experian’s latest State of the Automotive Finance Market report, interest rates for new auto loans dropped to 4.27 percent — the lowest rate on record. In addition to increasing new vehicle sales, the...

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