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Study analyzes student loan trends

Sep 26 2014 by
Consumer debt for every major consumer lending category has decreased over the past few years, except for student loans. Student loans have increased by 84 percent since the recession (from 2008 to 2014) and have surpassed...

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Consumers are tapping into home equity across the nation

Sep 26 2014 by
HELOC originations grew 27 percent year over year in Q2 2014. The Midwest experienced the greatest year-over-year growth at 36 percent, with the other regions faring as follows: Lenders can stay ahead of the competition...

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The power of data quality

Sep 08 2014 by
Data quality continues to be a challenge for many organizations as they look to improve efficiency and customer interaction. On average, U.S. companies believe that 25 percent of their data is inaccurate. In order to improve...

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Survey finds consumers expect more from breached organizations

Aug 22 2014 by
As data breaches continue to attract publicity, consumers are expecting more from impacted organizations. A recent survey conducted by the Ponemon Institute and sponsored by Experian found that 63 percent of consumers believe...

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Rental data can help underbanked consumers gain access to credit

Aug 22 2014 by
A recent study analyzing the impact of rental data on the credit scores of subsidized housing residents uncovered compelling results. The simulated analysis, which added 2 years of positive rental payment data to actual credit...

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Delinquencies fall as bankcard originations continue growth trend

Aug 11 2014 by
While bankcard originations increased 26 percent year over year to $85.3 billion in Q2 2014, delinquencies continued their downward trend, reaching 0.47 percent of balances — an 8 percent decline year over year. Issuers can...

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HELOC activity on the rise

Jul 31 2014 by
According to the latest Experian-Oliver Wyman Market Intelligence Report, home equity line of credit (HELOC) originations warmed up significantly heading into summer. After two consecutive quarters of decline, HELOC originations...

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Travelers need more than sunscreen to protect themselves

Jul 25 2014 by
A recent survey reveals that 30 percent of travelers have experienced identity theft while traveling or know someone who has. While respondents indicated they felt most vulnerable to identity theft in restaurants and Internet...

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Older-model vehicles at highest percentage on record

Jul 18 2014 by
While automotive loan originations grew 15 percent year over year in Q1 2014, a recent Experian Automotive study found that more consumers are continuing to drive older-model vehicles. Vehicles predating the 2001 model year...

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