Risk Scores

Insight into credit scores and how credit scores are affected by economic influencers.

Creditworthy today but maybe not tomorrow...

Posted on Apr 08 2016 by
A recent study by VantageScore Solutions, LLC analyzed if consumers...

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Rethinking the credit score...

Posted on Feb 25 2016 by
A recent survey commissioned by VantageScore Solutions, LLC found that...

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The current state of credit...

Posted on Dec 03 2015 by
Experian® recently released the 2015 State of Credit report, which...

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Are you really using the same model at each bureau?...

Posted on Oct 08 2015 by
VantageScore® models are the only credit scoring models to employ...

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Newly scored population can be highly credit worthy...

Posted on Jul 24 2015 by
According to VantageScore® Solutions' annual validation study, VantageScore 3.0 scores 36 million incremental consumers considered unscoreable by conventional credit scoring models. The Gini coefficient for the newly scored...

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Home buying with swagger...

Posted on Jun 11 2015 by
As the summer home buying season kicks into high gear, a newly released survey shows the importance of understanding credit scores and their impact on homebuyer behavior. The survey results show that consumers who know their...

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Many unscoreables are actually considered prime or near-prim...

Posted on Feb 17 2015 by
According to research from VantageScore® LLC, 30 to 35 million people are not scored by the most popular credit-scoring models. When measured by more modern scoring methodologies — methods that leverage the data that exists in...

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Rental data can help underbanked consumers gain access to cr...

Posted on Aug 22 2014 by
A recent study analyzing the impact of rental data on the credit scores of subsidized housing residents uncovered compelling results. The simulated analysis, which added 2 years of positive rental payment data to actual credit...

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Transitioning to a more predictive risk model...

Posted on Jul 03 2014 by
Universe expansion is key to any lender's growth strategy. Sophisticated, advanced risk models, such as the VantageScore®3.0 model, allow lenders to score up to 35 million more consumers than other risk models. When...

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