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Study highlights generational gap on debt...

Posted on Mar 20 2012 by
A recent Experian credit trends study showcases the types of debts Americans have, the amounts they owe and the differences between generations. Nationally, the average debt in the United States is $78,030 and the average...

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Super-prime credit tier shows significant increase in mortga...

Posted on Mar 19 2012 by
In Q3 2011, $143 billion – or nearly 44 percent of the $327 billion in new mortgage originations – was generated by VantageScore® A tier consumers. This represents an increase of 35 percent for VantageScore A tier consumers...

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Auto loan originations increase significantly for some credi...

Posted on Mar 16 2012 by
Lenders are increasing loans to credit-challenged customers. According to Experian's quarterly automotive credit analysis, 21.87 percent of all new vehicle loans went to customers in the nonprime, subprime and deep-subprime...

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Growth strategies for today’s consumer market...

Posted on Mar 14 2012 by
In 2010, lenders began to change their focus from maintaining to growing portfolios. Most strategies focused on marketing to the least risky tiers of consumers as lenders tested marketing strategies in an unfamiliar economic...

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Are consumers paying their retail cards on time?...

Posted on Mar 12 2012 by
While retail card utilization rates decreased slightly in Q3 2011, retail card delinquency rates increased for all performance bands (30-59, 60-89 and 90-180 days past due) in Q3 2011 after reaching multiyear lows the previous...

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Credit card delinquencies below prerecession levels...

Posted on Mar 08 2012 by
Experian's recently released study on the credit card and mortgage payment behaviors* of consumers both nationally and in the top 30 Metropolitan Statistical Areas yielded interesting findings. Nationally, since 2007, 20 percent...

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S&P/Experian Consumer Credit Default Indices show an in...

Posted on Mar 07 2012 by
A study released in October 2011 for the S&P/Experian Consumer Credit Default Indices showed that first mortgage default rates rose to 2.08 percent in October from September's 1.99 percent. Auto loans, second mortgages and...

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Delinquent debt on the rise for very small and largest busin...

Posted on Mar 05 2012 by
Findings from the Q2 Experian Business Benchmark Report showed that the amount of delinquent debt has increased significantly for the largest and smallest businesses. Very large businesses (those with more than 1,000 employees)...

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