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Posts by Carrie Janot

Newly scored population can be highly credit worthy

Posted on Jul 24 2015 by

According to VantageScore® Solutions’ annual validation study, VantageScore 3.0 scores 36 million incremental consumers considered unscoreable by conventional credit scoring models.

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Mortgage originations increase year over year

Posted on Jul 17 2015 by

According to the latest Experian-Oliver Wyman Market Intelligence Report, mortgage originations increased 25% year over year in Q1 2015 to $316 billion.

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Survey reveals travel spending behavior

Posted on Jul 10 2015 by

According to a recent Experian survey, 68% of vacationers spend more money than expected when traveling, often relying on credit cards to make up the difference. Millennials rank even higher when it comes to risky vacation spending. One-third report they have not been saving up in advance of vacation, 72% say they spend more than […]

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Identity theft strikes anywhere, even on vacation

Posted on Jul 02 2015 by

A recent Experian survey found that while consumers are getting better about protecting their information on a regular basis, many do not take the same precautions when traveling. According to the survey, 1 in 5 consumers has had an item with sensitive information lost or stolen while traveling, and 39% have experienced identity theft while […]

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Small-business start-ups decline

Posted on Jun 26 2015 by

While an influx of small businesses opened during the height of the recession, a recent Experian study found that between 2010 and 2014, small-business start-ups decreased by nearly 45%.

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Delinquencies move in the right direction as balances increase

Posted on Jun 18 2015 by

According to a recent Experian analysis, bankcard balances increased 6% year over year to $629 billion in Q1 2015, while delinquencies remained low with 60–89 day-past-due delinquencies declining 8%.

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Home buying with swagger

Posted on Jun 11 2015 by

As the summer home buying season kicks into high gear, a newly released survey shows the importance of understanding credit scores and their impact on homebuyer behavior.

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HELOC originations continue growth trend

Posted on Jun 04 2015 by

According to the latest Experian-Oliver Wyman Market Intelligence Report, HELOC originations increased 21% year over year, moving from $25.6 billion in Q1 2014 to $31 billion in Q1 2015.

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Auto loan balances continue to set new records

Posted on Jun 01 2015 by

According to Experian’s latest State of the Automotive Finance Market report, auto loan balances reached an all-time high of $905 billion in the first quarter of 2015.

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More drivers using green to go Green

Posted on May 26 2015 by

A recent Experian Automotive analysis found that consumers who purchased an alternative-powered vehicle did not just go Green by cutting back on fuel; they also used more green (cash) to purchase it.

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