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Posts by Carrie Janot

Study highlights top reasons for email personalization

Posted on Sep 29 2014 by

According to a recent Experian Data Quality study, three out of four organizations personalize their marketing messages or are in the process of doing so.

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Study analyzes student loan trends

Posted on Sep 26 2014 by

Consumer debt for every major consumer lending category has decreased over the past few years, except for student loans.

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The power of data quality

Posted on Sep 08 2014 by

Data quality continues to be a challenge for many organizations as they look to improve efficiency and customer interaction.

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Survey finds consumers expect more from breached organizations

Posted on Aug 22 2014 by

As data breaches continue to attract publicity, consumers are expecting more from impacted organizations.

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Rental data can help underbanked consumers gain access to credit

Posted on Aug 22 2014 by

A recent study analyzing the impact of rental data on the credit scores of subsidized housing residents uncovered compelling results.

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Delinquencies fall as bankcard originations continue growth trend

Posted on Aug 11 2014 by

While bankcard originations increased 26 percent year over year to $85.3 billion in Q2 2014, delinquencies continued their downward trend, reaching 0.47 percent of balances — an 8 percent decline year over year.

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HELOC activity on the rise

Posted on Jul 31 2014 by

According to the latest Experian-Oliver Wyman Market Intelligence Report, home equity line of credit (HELOC) originations warmed up significantly heading into summer.

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Travelers need more than sunscreen to protect themselves

Posted on Jul 25 2014 by

A recent survey reveals that 30 percent of travelers have experienced identity theft while traveling or know someone who has.

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Older-model vehicles at highest percentage on record

Posted on Jul 18 2014 by

While automotive loan originations grew 15 percent year over year in Q1 2014, a recent Experian Automotive study found that more consumers are continuing to drive older-model vehicles.

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Importance of a data breach response plan

Posted on Jul 10 2014 by

A recent study conducted by the Ponemon Institute found that a data breach is among the top three occurrences that affect brand reputation, along with poor customer service and an environmental incident.

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