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Posts by Carrie Janot

Minnesota dominates top 10 list

Posted on Dec 19 2014 by

Experian’s most recent State of Credit report analyzed the average credit scores for more than 100 metropolitan statistical areas (MSAs).

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A mobile-centric approach to acquisitions

Posted on Oct 27 2014 by

The ubiquity of mobile devices provides financial services marketers with an effective way to distribute targeted, customized messages that appeal to a single shopper — a marketing segment of one.

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Balance transfers: a profitable opportunity

Posted on Oct 17 2014 by

Card-to-card balance transfers represent a substantial profit opportunity for lenders.

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The diversity of technology complicates customer authentication

Posted on Oct 09 2014 by

According to a recent 41st Parameter® study, 85 percent of consumers use online or mobile channels to conduct business.

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Credit unions tailgate captive auto lenders

Posted on Oct 02 2014 by

Auto loan originations reached $153 billion in Q2 2014, which was a 16 percent increase over the same quarter last year. While the largest contribution came from captive auto lenders at $47 billion (a 14 percent increase), credit unions experienced the largest year-over-year increase of 35 percent, with originations reaching $37 billion in the latest […]

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Study highlights top reasons for email personalization

Posted on Sep 29 2014 by

According to a recent Experian Data Quality study, three out of four organizations personalize their marketing messages or are in the process of doing so.

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Study analyzes student loan trends

Posted on Sep 26 2014 by

Consumer debt for every major consumer lending category has decreased over the past few years, except for student loans.

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The power of data quality

Posted on Sep 08 2014 by

Data quality continues to be a challenge for many organizations as they look to improve efficiency and customer interaction.

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Survey finds consumers expect more from breached organizations

Posted on Aug 22 2014 by

As data breaches continue to attract publicity, consumers are expecting more from impacted organizations.

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Rental data can help underbanked consumers gain access to credit

Posted on Aug 22 2014 by

A recent study analyzing the impact of rental data on the credit scores of subsidized housing residents uncovered compelling results.

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