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Social media is a key driver of traffic to retail Websites...

Posted on Jan 12 2014 by
According to Experian Marketing Services’ holiday peak week analysis, social media proved to be a key research tool for holiday shoppers and a crucial driver of traffic to retail Websites. Based on a comparison of upstream...

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Using a more inclusive scoring model to reach new segments...

Posted on Jan 07 2014 by
With most lenders focused on growth as the top priority for the new year, having the ability to score more consumers is key. The VantageScore 3.0 model enables lenders to score up to 35 million more consumers than other risk...

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Consumers spend more than $1 billion annually on real Christ...

Posted on Dec 23 2013 by
According to the National Christmas Tree Association, approximately 25 to 30 million real Christmas trees are sold annually in the United States versus 8 to 11 million artificial trees. In 2012, the majority of real trees were...

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Consumers take advantage of lower auto interest rates to tak...

Posted on Dec 15 2013 by
According to Experian’s latest State of the Automotive Finance Market report, interest rates for new auto loans dropped to 4.27 percent — the lowest rate on record. In addition to increasing new vehicle sales, the...

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Generation X slowest to pay bills on time...

Posted on Dec 07 2013 by
Experian’s latest annual State of Credit analysis provides insight into the differences in credit habits by generation. While the youngest group, Millennials, appear to be novice credit managers, Generation Xers have the...

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With bad data creating a clatter, marketers must resolve the...

Posted on Dec 04 2013 by
Data quality should be a priority for retailers at any time of the year, but even more so as the holiday season approaches. According to recent research from Experian, organizations feel that, on average, 25 percent of their data...

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Small-business credit quality continues to improve...

Posted on Nov 17 2013 by
The credit appetite for small businesses is strong and growing. Total outstanding balances have risen at their fastest rate in two years, and delinquency rates have fallen at a consistent pace. Only 10 percent of outstanding...

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Bankcard delinquencies decrease year over year...

Posted on Nov 09 2013 by
Credit trends from the most recent Experian–Oliver Wyman Market Intelligence Report point to a steady economic recovery. Bankcard charge-offs decreased 13 percent year over year (4.5 percent versus 3.9 percent) and delinquent...

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Delinquency rates remain low in Q2 2013...

Posted on Nov 02 2013 by
Credit unions were the only type of lender to have their 30 day plus delinquency rate fall below 2 percent for several key product categories. The table below provides the delinquency rate by lender and product. 30 day...

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