Consumers choosing longer automotive loans

Posted on Sep 04 2015 by

According to the latest State of the Automotive Finance Market report, consumers are continuing to extend loan terms as a way to keep payments low.


Leveraging the full potential of data

Posted on Aug 28 2015 by

A recent Experian study on data insights found that 83% of chief information officers see data as a valuable asset that is not being fully exploited within their organization, resulting in the need for more organizations to appoint a dedicated chief data officer (CDO).


Auto-loan delinquencies stay on track

Posted on Aug 20 2015 by

While auto delinquencies declined slightly year over year (3.01% for accounts 30 days past due or greater in Q2 2015 versus 3.03% a year earlier), it is interesting to note the variance in delinquency by lender channel.


Mortgage originations continue to increase

Posted on Aug 17 2015 by

According to the latest Experian-Oliver Wyman Market Intelligence Report, mortgage originations for Q2 2015 increased 56% over Q2 2014 — $547 billion versus $350 billion.


Digitally savvy generation may not be so credit savvy

Posted on Aug 10 2015 by

According to a recent Experian analysis, millennials (ages 19–34) are now the largest segment of the U.S. population and are also the least credit savvy group.


Newly scored population can be highly credit worthy

Posted on Jul 24 2015 by

According to VantageScore® Solutions’ annual validation study, VantageScore 3.0 scores 36 million incremental consumers considered unscoreable by conventional credit scoring models.


Mortgage originations increase year over year

Posted on Jul 17 2015 by

According to the latest Experian-Oliver Wyman Market Intelligence Report, mortgage originations increased 25% year over year in Q1 2015 to $316 billion.


Survey reveals travel spending behavior

Posted on Jul 10 2015 by

According to a recent Experian survey, 68% of vacationers spend more money than expected when traveling, often relying on credit cards to make up the difference. Millennials rank even higher when it comes to risky vacation spending. One-third report they have not been saving up in advance of vacation, 72% say they spend more than […]


Identity theft strikes anywhere, even on vacation

Posted on Jul 02 2015 by

A recent Experian survey found that while consumers are getting better about protecting their information on a regular basis, many do not take the same precautions when traveling. According to the survey, 1 in 5 consumers has had an item with sensitive information lost or stolen while traveling, and 39% have experienced identity theft while […]


Small-business start-ups decline

Posted on Jun 26 2015 by

While an influx of small businesses opened during the height of the recession, a recent Experian study found that between 2010 and 2014, small-business start-ups decreased by nearly 45%.