More drivers using green to go Green

Posted on May 26 2015 by

A recent Experian Automotive analysis found that consumers who purchased an alternative-powered vehicle did not just go Green by cutting back on fuel; they also used more green (cash) to purchase it.

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Developing a data migration plan

Posted on May 22 2015 by

Data migrations are very common in today’s business environment. A recent Experian Data Quality study found that while 91% of businesses engage in data migrations, 85% encounter significant challenges.

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25% year over year increase in mortgage originations

Posted on May 08 2015 by

Mortgage originations kicked off Q1 2015 with a 25% year over year increase to $315 billion.

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Making a great first impression

Posted on May 01 2015 by

According to a recent Experian Marketing Services study, informational or “thanks for joining” messages drive significantly higher open and transaction rates than promotional emails, as well as higher revenue per email.

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Using data to understand customer preferences

Posted on Apr 27 2015 by

In today’s data driven world, decisioning strategies can no longer be one-dimensional and only risk-focused. By employing a multidimensional decisioning approach, companies can deliver the products and services customers need and want.

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Authentication through device intelligence

Posted on Apr 23 2015 by

With more than one-third of customers interacting with a single business in five or more channels and more than 85 percent of consumers using online or mobile to conduct business, omnichannel fraud prevention has become a necessity. Implementing a layered approach to authentication and integrating device intelligence into the process to associate a consumer with […]

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A centralized approach to data quality

Posted on Apr 22 2015 by

Data quality continues to be a challenge for many organizations.

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Bankcard utilization increases dramatically for lower tiers

Posted on Apr 21 2015 by

While the average bankcard utilization rate hovered around 20% during the last quarter of 2014, utilization rates can vary greatly when analyzed by VantageScore® credit tier.

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Gift cards continue to increase in popularity

Posted on Apr 16 2015 by

Gift cards are the most requested gift item and have been for the last eight years. Merchants love gift cards because they take up very little space and the recipient often ends up spending more than the value of the gift card.

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Minnesota dominates top 10 list

Posted on Dec 19 2014 by

Experian’s most recent State of Credit report analyzed the average credit scores for more than 100 metropolitan statistical areas (MSAs).

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