After increasing for the first time in nearly two years, the 30 and 60 days past due (DPD) mortgage delinquencies as a percentage of balances returned to their downward trend, with Q4 delinquency rates of 2.18 percent and 1.06 percent, respectively. This represents a decline of 3.5 percent for the 30 DPD category and a 2.8 percent decline for 60 DPD.

Listen to our recorded Webinar for a detailed look at the current state of mortgage strategic default and an update on consumer credit trends from the Q4 2011 Experian-Oliver Wyman Market Intelligence Reports.

Source: Experian-Oliver Wyman Market Intelligence Reports.

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To view our recent Webinar on the Q4 2011 state of the automotive market, please click here.

Source: Experian Automotive’s quarterly credit trend analysis. To download the quarterly studies and white papers, please click here