Small Business

Experian and SBA Renew Agreement To Provide Valuable Business Building Tools to HUBZone Firms

Posted on Nov 13 2013 by

  HUBZone Certified Firms Eligible for Full Access To BusinessIQ Express℠ Compliments of SBA and Experian Experian Business Information Services yesterday announced that we have renewed our agreement with the U.S. Small Business Administration (SBA) to provide all of the SBA’s Historically Underutilized Business Zone (HUBZone) firms and small businesses within the SBA’s 8(a) business […]

Overcoming Business Startup Challenges

Posted on Nov 11 2013 by

Building a business brick by brick or byte by byte is no mean feat. It takes talent, courage, persistence, capital and often more than a small measure of plain old-fashioned luck. It’s particularly ironic then that many of the characteristics and instincts an entrepreneur draws upon to launch a successful business can end up being […]

The Rise and Fall of Small Businesses: It’s Often a Matter of Business Credit

Posted on Oct 30 2013 by

Starting a business often is the culmination of a dream to bring a brilliant new idea to market, to become financially secure or simply to be one’s own boss. Unfortunately, many businesses go on to fail without the owners fully comprehending why. According to a recent Infographic from .docstoc, seven out of ten new businesses […]

A Credit to Their Profession

Posted on Oct 09 2013 by

      Sundays around our house start off quiet. I usually hear the sound of a screen door slide open and the smell of toast wafting down the hall, and the TV in the living room where my wife, Stephani sits curled up on the sofa with her coffee watching “CBS Sunday Morning.” It’s rare […]

Six Steps to Establishing a Business Credit Report and Score

Posted on Oct 07 2013 by

  From Business Credit Facts, we’re going to give you six steps to establishing a business credit report and score. First, apply for an Employer Identification number at the IRS website. Forming a corporation or LLC as opposed to a sole proprietorship or partnership has its benefits. Corporations and LLCs afford business owners liability protection, […]

Baton down the hatches. Challenging collections may be ahead

Posted on Oct 07 2013 by

Hello again. In part four of our voyage of the credit customer life cycle we discussed the strengths of ongoing comprehensive portfolio management to uncover hidden opportunities in your customer portfolio. This week as we head for home port to complete our journey we cover best practices for debt collection. Even the most seasoned sailors […]

Discovering a bounty of opportunity in rough credit management seas

Posted on Sep 30 2013 by

  In part three of our five-part voyage of the customer life cycle we discussed managing risk. This week we examine the strengths of ongoing comprehensive portfolio management to uncover hidden opportunity in your customer portfolio as we set off for the next port of call. Buried treasure. The phrase conjures up vivid imagery. Gold, […]

Staying on course by effectively managing risk

Posted on Sep 25 2013 by

  In part three of our five-part blog series, a voyage of the customer life cycle, we examined guarding against Fraudsters. This week we will dive in to managing risk. As credit managers, you’re safely out of port on your metaphorical voyage to greater profitability. At least for the moment, the wind is in your […]

Metropolitan Study of Business Credit in the Retail Industry

Posted on Sep 19 2013 by

Experian Business Information Services has released an update to the Metro Business Pulse, a regional study of business credit health. The report ranks the top five and bottom five performing metropolitan areas. In the Retail industry, Honolulu, Hawaii topped the Q2 list with a Credit Risk Score of 58.7.  Baton Rouge, Louisiana reported the lowest […]

Experian Q2 Metro Business Pulse Study Reveals Economic Bright Spots and Regional Challenges

Posted on Sep 18 2013 by

  Today Experian Business Information Services follows up publication of the Experian/Moody’s Analytics Small Business Credit Index report for Q2 with the release of the latest Metro Business Pulse, our metropolitan analysis of small business credit performance. The Metro Business Pulse ranks the top and bottom performing metropolitan statistical areas in four key business credit […]