In my first blog posting I mentioned credit reports were the credit story of a business.  In this posting I’d like to provide you with some insights on the raw materials that are brought together to become the chapters within the credit story. You may think it’s simple to compile information to create the story.  [...]

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Doing business internationally is much simpler today than it was 10 or 20 years ago, but the need to mitigate risk while expanding globally has not changed.  That is why I’m so excited to launch our new international offerings through BusinessIQ .  We now provide access to a suite of products that provide global credit [...]

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Macro-economic information can often be one of the most important sources of data when setting a company’s strategies. Yet, this data is not always timely or that accessible. Whether you are reviewing the optimal staffing level for your firm in the coming year, or determining how much inventory to purchase, it is essential to understand [...]

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Southern hospitality continued today at NACM Credit Congress 2011 with a Dolly Parton impersonator who kicked off the morning with lots of energy and familiar tunes. The fun continued in the Super Session where critically acclaimed author, Joe Calloway focused on challenging assumptions and creating new ways to think competitively, improve constantly and act decisively [...]

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We’re live from Credit Congress 2011 and it’s hard to beat the Southern hospitality on display in Nashville. Day one is in the books and we’re live on the floor for day two. There’s a lot of energy on display today with discussions about industry trends and new ways to manage today’s credit needs. Many [...]

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I entered college during the [self-proclaimed] golden years of university education, which is to say shortly after the release of the movie Animal House.  This was a simpler time when the closest thing to a personal computer was the de rigueur TI “pocket” calculator- an outrageously expensive, battery operated plastic device twice the size of [...]

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Many small business lenders seem anxious to increase their lending activity, but are wary of lingering economic risks, and for good reason. According to Experian’s BizSource database, as of March 2011 about 58 percent of delinquent small business accounts were likely to go 91+ days delinquent. By comparison, only about 18 percent of larger business [...]

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An interesting dynamic is playing out as the economy begins to get legs.  For example, when you look at the payment behavior of U.S. businesses, there’s a difference in big business trade payments vs. small business.  Our Experian Business Benchmark report shows large businesses are delinquent at a much higher rate.  However,when it comes to [...]

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Let’s catch up over a cup of coffee at NACM Credit Congress next week in Nashville.  We’d love to get your industry insights and share what’s new at Experian.  Hearing from businesses is the best way to understand what’s really going on in the industry, and we always appreciate the chance to chat with you. [...]

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Small business owners appear to be lucrative targets for identity fraud perpetrators, alarming banking institutions, payment processors, and B2B service providers.  According to Javelin’s 2011 Small Business Owners (SMBO) Identity Fraud report, the cost of fraud and identity theft “hit SMBO constituents particularly hard. Javelin research uncovered what was previously an undocumented cost to the [...]

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