Enterprise

Tracing Data Footprints Helps Law Enforcement Nab Fugitives on the Run

Posted on Nov 15 2013 by

Data from Experian is widely used in many compliant applications by our financial services clients throughout the customer life cycle to manage risk and improve profits. Regrettably, some of their accounts inevitably will fail to meet their credit obligations and fall into collections. It’s then that companies will employ tools to help process and evaluate […]

NACM’s 116th Credit Congress is just a few days away, will we see you there?

Posted on Jun 08 2012 by

Are you attending NACM’s Credit Congress at the Gaylord Texan June 10-13?  If so, we hope you will come by and see us in Booth #101.  Look for the large Experian sign—you can’t miss it.  We have lots of exciting things going on.  Our product experts are hosting live demonstrations of BusinessIQ and providing real-world […]

Corporate Linkage – it’s never finished

Posted on Oct 31 2011 by

In the world of Corporate Linkage I often hear, “linkage is never finished”.  What do I mean by this statement?  Change is constant in today’s business environment.  Some businesses are starting up while others are closing their doors.  Businesses are acquired and businesses merge.  That is why at Experian we constantly monitor for changes in […]

Don’t get tricked by fraudsters masquerading as good small business accounts

Posted on Oct 14 2011 by

Fall is in the air, and ‘tis the season for tricks, treats and things that go bump in the night. Businesses provide a great disguise for fraudsters because it’s relatively easy to create shell businesses or to take over the identity of a dormant corporation. Consumer authentication tools (which have historically been more sophisticated than […]

Credit Decisions with a 360° View

Posted on Oct 12 2011 by

The foundation of your commercial business begins at the customer level. With that, you’ll need a clear picture of your account’s health to make the best credit decision. Having data such as the following at your fingertips could prove to be very beneficial…  Additional business affiliations – Is your customer affiliated to any other customer […]

Why is there more than one DBT on a business credit report?

Posted on Oct 06 2011 by

In my last post I shared some insight on Experian’s Days Beyond Terms (DBT). Today, I’ll answer a question I received following that post – Why is there more than one DBT on a business credit report? The answer is different trade payment types may result in a different DBT. Let me explain what I […]

Demystifying Experian’s Days Beyond Terms (DBT)

Posted on Sep 02 2011 by

In  recent posts I’ve written about the database where Experian data resides and the matching engine that brings it together.  Now, I’d like to write about one of the data elements that resides on the database and is seen on all of Experian’s commercial credit reports —  Days Beyond Terms (DB T).  To many it’s […]

Enough is Enough – Pulling the trigger on automated credit decisioning

Posted on Aug 31 2011 by

All too often as credit risk professionals, we don’t take the time to evaluate our credit policies because “that’s how it has always been done around here”. Unfortunately, it is this sheer mentality that increases days sales outstanding, raises uncollectable debt and prohibits us from identifying  good growth opportunities.  Reviewing your policies early and often […]

Integrate into Salesforce

Posted on Aug 29 2011 by

With Dreamforce 2011 around the corner, I thought I’d take the opportunity to blog about our ability to integrate our data into the mega Salesforce platform.  For those who aren’t familiar with Salesforce, it is best known for its CRM products, but has expanded to allow for external applications to be added onto the Salesforce.com […]

From Both Sides Now- Are these Clouds’ Illusions? – continued

Posted on Aug 26 2011 by

In my last post I was making the point that BusinessIQ is a cloud computing application but acknowledged that I’d have to lead into that claim with more explanation of the topic.  So here goes: My computer is way dumber now than it used to be.  Despite discreet motherboard replacement surgery, memory supplements,  expanding storage […]