Are you attending NACM’s Credit Congress at the Gaylord Texan June 10-13?  If so, we hope you will come by and see us in Booth #101.  Look for the large Experian sign—you can’t miss it.  We have lots of exciting things going on.  Our product experts are hosting live demonstrations of BusinessIQ and providing real-world [...]

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In the world of Corporate Linkage I often hear, “linkage is never finished”.  What do I mean by this statement?  Change is constant in today’s business environment.  Some businesses are starting up while others are closing their doors.  Businesses are acquired and businesses merge.  That is why at Experian we constantly monitor for changes in [...]

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Fall is in the air, and ‘tis the season for tricks, treats and things that go bump in the night. Businesses provide a great disguise for fraudsters because it’s relatively easy to create shell businesses or to take over the identity of a dormant corporation. Consumer authentication tools (which have historically been more sophisticated than [...]

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The foundation of your commercial business begins at the customer level. With that, you’ll need a clear picture of your account’s health to make the best credit decision. Having data such as the following at your fingertips could prove to be very beneficial…  Additional business affiliations – Is your customer affiliated to any other customer [...]

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In my last post I shared some insight on Experian’s Days Beyond Terms (DBT). Today, I’ll answer a question I received following that post – Why is there more than one DBT on a business credit report? The answer is different trade payment types may result in a different DBT. Let me explain what I [...]

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In  recent posts I’ve written about the database where Experian data resides and the matching engine that brings it together.  Now, I’d like to write about one of the data elements that resides on the database and is seen on all of Experian’s commercial credit reports —  Days Beyond Terms (DB T).  To many it’s [...]

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All too often as credit risk professionals, we don’t take the time to evaluate our credit policies because “that’s how it has always been done around here”. Unfortunately, it is this sheer mentality that increases days sales outstanding, raises uncollectable debt and prohibits us from identifying  good growth opportunities.  Reviewing your policies early and often [...]

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With Dreamforce 2011 around the corner, I thought I’d take the opportunity to blog about our ability to integrate our data into the mega Salesforce platform.  For those who aren’t familiar with Salesforce, it is best known for its CRM products, but has expanded to allow for external applications to be added onto the Salesforce.com [...]

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In my last post I was making the point that BusinessIQ is a cloud computing application but acknowledged that I’d have to lead into that claim with more explanation of the topic.  So here goes: My computer is way dumber now than it used to be.  Despite discreet motherboard replacement surgery, memory supplements,  expanding storage [...]

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I have especially fond memories at this time of year of working with my grandfather as a painting apprentice during my summer vacations growing up. One of my jobs as an apprentice was using a putty knife to scrape the cracked old paint off of window sills and then sanding and priming them before applying [...]

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