About Mary Ann Strout

Mary Ann Strout is a Senior Product Manager for Experian Business Direct Credit Services. She manages a line of products and Web sites specifically designed for small businesses, owners and consumers including SmartBusinessReports.com, ContractorCheck.com, BusinessCreditFacts.com and Experian.com/BusinessCreditAdvantage.

Posts by Mary Ann Strout

Get back to business

Posted on Sep 12 2011 by

The kids are back to school. Now it’s time for you to get back to business and focus on building what’s best for growing your small business, including a good business credit rating.  Remember, your company’s business credit information is one of the first things lenders, suppliers and others will look at before deciding to […]

Your small business is like a person; it needs credit to succeed

Posted on Aug 03 2011 by

You’ve got a great idea, the capital and the know-how to make it happen. Yet entrepreneurial success also depends on something else many small business owners don’t pay enough attention to: your business credit profile. Here’s a tip! Just as your personal credit rating has a big impact on your financial health, your business credit […]

Fraud and identity theft can affect your business too.

Posted on Jul 19 2011 by

We’re all aware of the increasingly bold moves fraudsters take to steal personal identities to secure jobs, cars, homes and more—but what about business-to-business fraud? As a small business owner, how much thought do you give to fraud protection for your business? You have a lot to fear and even more to lose if you […]

Just because you have a business, don’t assume you have a score.

Posted on Jul 06 2011 by

Credit reporting companies require a minimum amount of information on your small business before they can generate a credit rating for your business. The process of scoring your business can include more than 200 factors into its model. To build a business credit history and rating, encourage your suppliers or vendors to report your company’s […]

What’s the most important “To-Do” to have a successful small business?

Posted on Jun 20 2011 by

There are many varying answers to this question, including one that often gets overlooked…. We all know that a prime factor for business success relies on being able to generate customers, and generating customers often means having the business capital and financial means required to market effectively to those customers. So what’s an important “To-Do” […]

Your business credit paints a picture of your small business for the world to see

Posted on Jun 03 2011 by

Unlike personal credit information, which is regulated and can be viewed only with the permission of the report holder, access to business credit is not as restricted. Business credit information is available to anyone for any reason, including customers, competitors and suppliers. This makes it imperative to monitor your business credit on a regular basis […]

Free reports for all small businesses this week only

Posted on May 16 2011 by

We’re honoring small businesses and their owners during National Small Business Week, May 16-20, with the gift of knowledge. This week only, business owners and principals can view their small business credit profile for FREE at SmartBusinessReports.com/SmallBusinessWeek. This is a limited, one-time offer per person, so act now before it is gone, and share the […]

It’s financial literacy month! Pledge to fine tune your business credit knowledge

Posted on Apr 27 2011 by

If you’re a small business owner, knowing and understanding your business credit is the first step to helping your business grow. It can help you with a variety of business challenges that range from building capital to gaining customers. In honor of financial literacy month, take the time to educate yourself about your small business financial […]