About John Krickus

John Krickus is Senior Product Manager for Experian Business Information Services. He manages scoring products including Intelliscore Plus, portfolio scoring, and the Commercial Risk Database.


Posts by John Krickus

Ever heard of ‘blended data’? It’s the best for scoring small businesses.

Posted on Apr 29 2011 by

We receive a lot of questions about using “blended” data, meaning the use of both business and consumer data when making a business credit decision.  First and foremost, you need to have permissible purpose to use consumer data on a business.  (Permissible purpose is a set of rules established by the federal government on how [...]