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Posts Tagged ‘ zero balance ’

Credit card paid in full but does not show zero balance

  • March 13th, 2013
  • Posted in Credit Reports . Credit Scores . Featured

Dear Experian, I pay my credit cards off in full before the payment is due, yet my report shows a 60 percent utilization ratio. Why is this happening and how can I prevent this besides getting more available credit or not using my cards? - RBR[ READ MORE ]

How long it takes for a $0.00 balance to show in your credit report

  • August 3rd, 2011
  • Posted in Credit Reports

Dear Experian, How frequently is one's credit record updated? If I paid off an old debt and want my credit report to reflect a $0.00 balance, how long does it take to show up? How can I speed along the process? - SAL[ READ MORE ]

Removing negative information from your report

  • September 16th, 2009
  • Posted in Credit Reports

Dear Experian, How do I get companies to remove negative remarks off my accounts? I also have an account with a zero balance that I paid off, and it's still on my report. - ALT[ READ MORE ]

Deciding when to close credit cards with zero balance

  • June 24th, 2009
  • Posted in Credit Reports . Credit Scores

Dear Experian, I am thinking about cancelling a few credit cards that have a zero balance that I don't use but have a great payment history with. How will this decision on my part affect my credit scores? - ABF[ READ MORE ]

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    Welcome to Ask Experian, hosted by Maxine Sweet, Experian's Vice President of Public Education. The blog responses draw on the knowledge of Experian's experts in credit reporting, credit scoring, direct marketing, automotive history, identity theft and other areas from across the company to answer readers' questions about these and other important topics.

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