Posts Tagged "utility bills"

Reporting utility bill payments will be beneficial to consumers

Dear Experian,

I got my credit report recently and was shocked to find that all of my monthly obligations were not listed, making my score very low. I pay my utility bills, Internet service provider, merchandise shipping contracts, telephone, cable television, and rent on time every month, and I have an open Paypal/Ebay account. If these were listed I am sure that my report would look more favorable. How can I get these items onto my reports so that a future lenders looking at my credit profile for a home loan will know that I am an honest hard working person, paying her obligations as agreed?

– DST

Unpaid utility bills can appear on your credit report

Dear Experian,

If you don’t pay your utility bill, can that go on your credit report?

– MWB

Not paying utility bills and insurance could hurt credit scores

Dear Experian,

Does paying a utility bill or car or home insurance late affect your credit scores?

– FXR

Our policies for Ask Experian:

The information contained in Ask Experian is for educational purposes only and is not legal advice. You should consult your own attorney or seek specific advice from a legal professional regarding your particular situation. Please understand that Experian policies change over time. Posts reflect Experian policy at the time of writing. While maintained for your information, archived posts may not reflect current Experian policy. The Ask Experian team cannot respond to each question individually. However, if your question is of interest to a wide audience of consumers, the Experian team will include it in a future post.