Posts Tagged ‘ transferred ’

Transferred/closed student loan history still affects credit scores

Dear Experian, I recently filed a dispute to get the status of my federal student loans changed. They were reported as delinquent because of missed payments. However there was a forbearance put on the account, and after the dispute, the status was updated to transferred/closed. Should my score improve with this update? - CMW[ READ MORE ]

How consolidated student loans will appear in your credit report

Dear Experian, I recently consolidated my student loans with one vendor, but all my other accounts still appear on my credit report. It says it has been transferred, but I would like to know if I can remove those accounts from my report since they are counting as open installment loans. -SCB[ READ MORE ]

Student loans listed as “transferred” after being consolidated

Dear Experian, My student loans were consolidated into a new loan. Both the new loan and all of the old loans are on my credit report. The old loans say transferred. Should they be closed as well? - DSH[ READ MORE ]

Collection accounts may be for more than original debt

When an account has been purchased by another lender, or transferred to another lender, and the new lender starts collections on the account, can the “Credit limit/Original amount” that is been recovered be higher than the amount shown on the credit report? This amount has not changed from the original lender to the new one. - CTR[ READ MORE ]

Why both creditors appear on your report after a loan is sold

Dear Experian, One creditor sold an account to another. Why are they both showing up on my credit report? - DSH [ READ MORE ]

Defining charged off, written off and transferred

Dear Experian, What are the definitions of charged off, written off and transferred? - CPL[ READ MORE ]

Explaining account status descriptions, including “transferred, closed”

Dear Experian, What does “transferred, closed” mean on an account? - GER[ READ MORE ]