Posts Tagged ‘ statute of limitations ’

Collection agency can try to recover 10-year-old debt

Dear Experian, My son has an account that was delinquent and charged off over 10 years ago. Yet, this evening we received a call from a credit agency looking for him regarding this debt. This is ridiculous! They said that they can continue to try to contact him no matter what. This debt is over 10 years old. What rights does my son have? - NES

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Collection agencies may try to collect a debt after it is deleted from your credit report

Dear Experian, How long can a collection agency attempt to collect a debt? Is there a time limit or statute? - CLI

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