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Posts Tagged ‘ settlement ’

Intentional late payments for debt settlement will damage credit scores

  • February 28th, 2013
  • Posted in Credit Reports . Credit Scores

Dear Experian, I am considering signing up with a debt settlement company. They told me that in order for them to negotiate the best deal with my creditors I must refrain from paying my bills for more than 90 days. Won’t this negatively affect my scores? - TND[ READ MORE ]

Collection account added after declining settlement offer

  • September 26th, 2012
  • Posted in Credit Reports

Dear Experian, A debt collector contacted me about a debt that isn't on my credit report. If I don't pay him the settlement offer he proposed, can he then add the account to my report? - RBL[ READ MORE ]

Original account not updated when debt is paid through collection agency

  • February 15th, 2012
  • Posted in Credit Reports

Dear Experian, When an account is paid off through a collection agency, why doesn't it show paid in settlement on the account with the original creditor as well as the collection agency account? - PGR[ READ MORE ]

Settling a debt will hurt credit scores

  • December 7th, 2011
  • Posted in Credit Reports . Credit Scores

Dear Experian, Does it hurt my credit score if I settle my account? - EWH[ READ MORE ]

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    Welcome to Ask Experian, hosted by Maxine Sweet, Experian's Vice President of Public Education. The blog responses draw on the knowledge of Experian's experts in credit reporting, credit scoring, direct marketing, automotive history, identity theft and other areas from across the company to answer readers' questions about these and other important topics.

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