I got my credit report, but where is my credit score? How do I get it?
Why has my credit score dropped 42 points? There is a late payment on one of my cards which has since been brought current, and four of my accounts have been paid off and have a “0” balance. Why doesn’t my score increase as quickly when I pay off accounts as it does when I miss a payment?
Why is my credit bad? I paid every thing on time.
I have a credit report and a score of 785. So what? I haven’t been able to ascertain what the “grading scale” is. Any help?
My credit score came back with a statement saying, “too few accounts paid as agreed.” I was wondering what that means since I have never paid an account or bill late.
Why does closing a credit card you are no longer using negatively affect your credit?
I was looking at my credit report and it stated, “You do not have a mortgage account in good standing.” What does this mean? I do not own a house.
I would like to clean up my credit, but want to know if it is beneficial to close revolving credit accounts that I am not using or will never use again or if I should leave them open. I have never missed a payment on multiple accounts and usually pay more than the minimum payment due. However, I was recently denied increases in limits as well as declined for new accounts. The reason given was “the amount of revolving balances on credit report is too high.”
What does “too few accounts rated current” mean?
How can I find out what accounts are hurting my credit?