Posts Tagged ‘ risk ’

Getting your credit scores before buying a car

Dear Experian, I'm buying a car and would like to know my credit score. How can I obtain this before shopping? - NTS

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Credit card balance can affect credit scores even if paid in full each month

Dear Experian, My credit score factors say “amount owed on revolving accounts is too high,” but I pay the balances off every month. I make more than $1 million per year and have no debt at all. Please explain why this is a factor in my score. - TRZ

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Utilization rate may be cause for lower scores when you have few accounts or low credit limits

Dear Experian, I only have one debt which is less than $1,000. I also have two credit cards. Together they have a balance of about $2,000 each month, but I pay them off monthly. Why isn’t my credit score higher? - KCE

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