Posts Tagged ‘ risk factors ’

Why a credit score by itself is meaningless

Dear Experian, I have a credit report and a score of 785. So what? I haven't been able to ascertain what the "grading scale" is. Any help? - STO

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Limited credit history could be preventing mortgage qualification

Dear Experian, I am trying to buy a house, and my credit score just needs to go up by one point. The only credit I have is a credit card with a $900 balance and $1,500 limit. If I pay it down to $500 would this raise my score? - NDR

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